Comparison

Stock HiLo vs Raydient

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stock HiLo

Features
Read full description

Swipe up or down on real stock charts to predict High or Low. Each tab gives you 10 stocks to vote on, then shows how the community voted. Each card includes a candlestick chart and key stats like P/E, EPS, beta, and dividend yield. No sign-up required — just open and swipe.

About

Raydient

This financial toolkit helps students master their money through intentional spending, goal-oriented saving, and market education. Track expenses, monitor balances, and visualize savings progress with a risk-free stock market simulator.

Highlights
  • Intentional spending tracking
  • Goal-oriented saving visualization
  • Stock market simulator
  • Expense tracking
  • Balance monitoring
  • Market education
Features
Read full description

Raydient is the essential financial toolkit for the modern student. Most finance apps are designed for established professionals with complex needs, or they are too basic to provide real value. We built Raydient specifically for high school and college students who want to master their finances without the complexity of a manual spreadsheet. It is a streamlined, free application that focuses on the three pillars of financial success: intentional spending, goal-oriented saving, and market education. The budgeting interface is engineered for speed. You can track expenses and monitor your balance in seconds, making it easier to maintain a clear pulse on your spending habits. When you are saving for a milestone, like a first vehicle, a semester abroad, or a security deposit, the goal tracker provides a visual map of your progress. Seeing tangible growth is far more effective than simply checking a bank balance. One of the most powerful features is the stock market simulator. We know that investing can feel high stakes when it is your own hard-earned money on the line. Raydient provides a risk-free environment to practice. By using live market data and virtual currency, you can test investment strategies and see exactly how your portfolio would perform in real time. It is a practical way to build your confidence and understanding of the market before you commit real capital. Raydient is secure, fully encrypted, and optimized for a seamless iOS experience. It is about more than just tracking numbers; it is about building a professional financial foundation while you are still in school.

Screenshots

Stock HiLo3 screens
Raydient4 screens

Verdict

The call

The clearest difference is ads: Raydient at none against Stock HiLo's shown. Stock HiLo's advantage is update cadence (every 2 days vs every 2 months) and iOS requirement (16.0 vs 18.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Stock HiLo ships an update every 2 days, Raydient every 2 months. The most recent releases landed on October 11, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 6 level
Stock HiLo versus Raydient: the parameters behind the verdict, then further details
ParameterStock HiLoRaydient
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 days — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.6
Further details — not scored
Size5 MB4 MB
Age rating4+12+
DeveloperYuki TaniguchiBrightside Finance Foundation

In-app purchases

None

Stock HiLo

No in-app purchases

None

Raydient

No in-app purchases

Questions

Is Stock HiLo free?
Stock HiLo is free to download, with no in-app purchases.
Is Raydient free?
Raydient is free to download, with no in-app purchases.
Do Stock HiLo or Raydient have ads?
Stock HiLo shows ads; Raydient does not.
Which is updated more often, Stock HiLo or Raydient?
Stock HiLo ships an update every 2 days, and Raydient every 2 months. Most recently, Stock HiLo was updated on October 11, 2026 and Raydient on October 17, 2026.

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