Comparison

Stock HiLo vs FINPREP

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Stock HiLo

Features
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Swipe up or down on real stock charts to predict High or Low. Each tab gives you 10 stocks to vote on, then shows how the community voted. Each card includes a candlestick chart and key stats like P/E, EPS, beta, and dividend yield. No sign-up required โ€” just open and swipe.

About

FINPREP

Features
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FinPrep is a financial planning app built for service members โ€” a modern, private take on the military Financial Planning Worksheet. Enter your pay grade, years of service, and duty station, and FinPrep auto-fills your 2026 entitlements, then helps you build a complete spending plan. PAY & ALLOWANCES (2026 rates built in) โ€ข Base pay and BAS auto-fill from the DFAS pay tables โ€ข BAH by duty station โ€” pick your station or enter your ZIP, with or without dependents โ€ข Non-Locality (RC/T), Partial BAH, OHA, FSH-B/FSH-O, and government quarters โ€ข Federal tax (FITW) estimate โ€” Traditional TSP lowers it, Roth doesn't โ€ข FICA, SGLI, TRICARE dental, and TSP contributions BUDGET & PLAN โ€ข Income, expenses, debts, savings goals, and net worth in one place โ€ข 70/20/10 health check with progress rings and personalized alerts โ€ข Debt Destroyer: compare Avalanche vs Snowball and see interest saved โ€ข Projected (PCS) outlook โ€” see how a move or promotion changes your pay (Pro) โ€ข TSP balance tracking with future-growth projection PRIVATE & SECURE โ€ข All data stays on your device, encrypted โ€” no account, no tracking, no ads โ€ข Optional Face ID / Touch ID lock EXPORT (Pro) โ€ข Export your worksheet as PDF, Excel, or CSV FinPrep Pro is a one-time purchase that unlocks export and the Projected (PCS) outlook. Figures are estimates for planning only and are not financial, tax, or legal advice. Not affiliated with or endorsed by the Department of Defense, DFAS, or DTMO. Always verify with your LES and finance office.

Screenshots

Stock HiLo3 screens
FINPREP4 screens

Verdict

The call

The clearest difference is in-app purchases: Stock HiLo at none against FINPREP's 1. Stock HiLo also leads on update cadence (every 2 days vs every 5 weeks). FINPREP's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. FINPREP sells 1 one-off in-app purchase. Stock HiLo asks for nothing beyond the download.

UpkeepUpdate frequency

Stock HiLo ships an update every 2 days, FINPREP every 5 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard3 real differences ยท 3 level
Stock HiLo versus FINPREP: the parameters behind the verdict, then further details
ParameterStock HiLoFINPREP
PriceFreeFree
Update frequencyEvery 2 days โ€” betterEvery 5 weeks
AdsYesNo โ€” better
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 โ€” better17.0
Further details โ€” not scored
Size5 MB5 MB
Age rating4+4+
DeveloperYuki TaniguchiKeran Morrison

In-app purchases

None

Stock HiLo

No in-app purchases

1 purchases

FINPREP

One-time1
  • FinPrep Pro$6.99

Questions

Is Stock HiLo free?
Stock HiLo is free to download, with no in-app purchases.
Is FINPREP free?
FINPREP is free to download, with in-app purchases available.
Do Stock HiLo or FINPREP have ads?
Stock HiLo shows ads; FINPREP does not.
Which is updated more often, Stock HiLo or FINPREP?
Stock HiLo ships an update every 2 days, and FINPREP every 5 weeks. Most recently, Stock HiLo was updated on October 28, 2026 and FINPREP on October 25, 2026.

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