Comparison

ClearFund vs Payday Buckets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ClearFund

Features
Read full description

ClearFund: The Modern Paycheck Tracker Stop wondering where your money went. ClearFund is the most beautiful and intuitive way to manage your income, designed specifically for those who want to track their finances paycheck by paycheck. Why ClearFund? Most budgeting apps are cluttered and over-complicated. ClearFund strips away the noise, focusing on what matters most: your actual take-home pay and the life you fund with it. With our signature glassmorphic design, your financial data isn't just organized—it's inspired. Key Features: Smart Paycheck Tracking Create custom paychecks for every pay period. See exactly how much you've allocated and how much is left over in real-time with our dynamic Ring Hero visualization. Automated Templates Don't repeat yourself. Save recurring deductions like rent, savings, and subscriptions as templates. Apply them to new paychecks with a single tap to stay consistent. Deep Insights Understand your spending habits with clear, interactive charts. Categorize your expenses to see where you're overspending and where you're staying on track. Premium Design Experience the future of iOS design. ClearFund uses advanced glassmorphism, subtle micro-animations, and a responsive layout that looks incredible on iPhone and iPad. Privacy First Your data is yours. ClearFund syncs securely across your devices using iCloud (CloudKit), ensuring your financial history stays private and accessible only to you. Reach Your Goals Whether you're saving for a home, paying down debt, or just trying to stay on top of daily bills, ClearFund provides the clarity you need to succeed. Download ClearFund today and start your journey toward financial peace of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jbdevelopment.dev/privacy-policy

About

Payday Buckets

This app helps you manage your finances by calculating exactly how much to set aside from each paycheck for bills, savings, and irregular expenses. It simplifies budgeting by focusing on 'buckets' rather than detailed transaction tracking, ensuring you know your financial plan each payday.

Highlights
  • Paycheck-based financial planning
  • Bucket and sinking fund management
  • Customizable pay schedules
  • Bill and savings goal tracking
  • Local data storage
  • iCloud sync for iPhone and iPad
  • CSV export and JSON backup
Read full description

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.

Screenshots

ClearFund4 screens
Payday Buckets4 screens

Verdict

The call

The clearest difference is update cadence: Payday Buckets at fortnightly against ClearFund's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ClearFund sells 4 in-app purchases, starting at $1.99 per month and Payday Buckets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ClearFund ships an update every 2 months, Payday Buckets fortnightly. The most recent releases landed on October 6, 2026 and October 21, 2026 respectively.

Scorecard1 real difference · 9 level
ClearFund versus Payday Buckets: the parameters behind the verdict, then further details
ParameterClearFundPayday Buckets
PriceFreeFree
Rating—4.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.6
Further details — not scored
Size17 MB12 MB
Age rating4+4+
DeveloperJose BlancoNathan Booth

In-app purchases

4 purchases

ClearFund

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$14.991 Year
One-time2
  • One Month Free TrialFree
  • Lifetime Purchase$24.99
1 purchases

Payday Buckets

One-time1
  • Payday Buckets Pro$12.99

Questions

Is ClearFund free?
ClearFund is free to download, with in-app purchases available.
Is Payday Buckets free?
Payday Buckets is free to download, with in-app purchases available.
Do ClearFund or Payday Buckets have ads?
Neither ClearFund nor Payday Buckets shows ads.
Which is updated more often, ClearFund or Payday Buckets?
ClearFund ships an update every 2 months, and Payday Buckets fortnightly. Most recently, ClearFund was updated on October 6, 2026 and Payday Buckets on October 21, 2026.

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