Comparison

Budget App vs Budgitrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget App

Features
Read full description

ZeroBudget is an expense and income tracker for iPhone built for total privacy. Your data stays on your phone: we have no servers, no sign-up and no bank linking. No one else can see your information, not even us. — YOUR PRIVACY — • Everything is stored only on your iPhone • The app never sends your data to any server, and we have no access to it • No account, no email and no bank connection • Works offline • No ads or trackers: the App Store privacy label says "Data Not Collected" • Protected with Face ID, Touch ID or PIN If you back up to iCloud Drive or share via AirDrop, you decide where your data goes. — WHAT YOU CAN DO — • Zero-based budget: every dollar of your income gets a job • Heatmap to see where your money goes at a glance (Pro; free for 30 days when you install) • Log expenses in seconds, scan receipts or just tell Siri • Credit cards with statement and payment dates, plus installment plans (buy now, pay later) • Split expenses with family or friends and see who owes you • Grocery list with a live total that becomes an expense when you're done • Savings goals, recurring expenses, widgets and reminders • Color palettes for your categories and a color for each account — FREE AND PRO — When you install, you try all of Pro free for 30 days, no card needed. After that you keep logging for free, with unlimited transactions, 1 debit account and 1 credit card, 1 goal, 1 installment plan, 1 split expense, 1 recurring expense and 1 shopping list active at a time. You can always view and back up your data, even if you don't pay. Pro adds the spending Heatmap, analytics with an end-of-month estimate, receipt scanning and Siri, import from Excel or CSV, color palettes, password-protected backup and unlimited everything. Monthly or annual subscription; cancel anytime. If you installed ZeroBudget before October 19, 2026, you keep your original free plan: 2 accounts plus cash, 1 goal, 2 installment plans, 2 split expenses, 1 shopping list, unlimited recurring expenses, and scanning and Siri included. Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com

About

Budgitrack

Features
Read full description

A simple budget planner for your income, bills, and everyday money decisions. Budgitrack brings your income, regular bills, and budget plans together on your iPhone. Enter your own figures and see what remains after expenses. No bank linking or transaction syncing. TRY A CHANGE WITH PLAN What would a pay rise, a higher bill, or a new monthly cost mean for you? Adjust income and expenses, exclude a cost, or add a trial monthly expense. Compare your saved budget with your trial over 3, 6, or 12 full months. Your saved budget amounts stay unchanged. SAVE YOUR SCENARIOS Give a scenario a name and revisit it later. Saved scenarios stay on your device and belong to their budget. Free includes one saved scenario across all budgets. Premium lets you keep unlimited scenarios. SEE YOUR BUDGET CLEARLY • Disposable income at a glance • Income sources and category-based expense breakdowns • Weekly, fortnightly, and monthly budget views • Multiple currencies • Light and dark mode FREE TO START • One budget, one income source, and up to 10 expenses • Plan comparisons • One saved scenario across all budgets PREMIUM • Unlimited budgets, income sources, expenses, and saved scenarios • CSV export • Home screen widgets • Smart budget alerts Choose a monthly or yearly subscription, or a lifetime purchase. Current prices appear in the app. PRIVATE BY DESIGN Your budget and saved scenarios stay on your device. Budgitrack does not connect to your bank. Forecasts use the figures you enter; they are estimates, not account balances. Terms: https://budgitrack.com/terms Privacy: https://budgitrack.com/privacy

Screenshots

Budget App4 screens
Budgitrack4 screens

Verdict

The call

The clearest difference is update cadence: Budget App at weekly against Budgitrack's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Budget App sells 2 in-app purchases, starting at $5.99 per month and Budgitrack sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget App ships an update weekly, Budgitrack every 3 months. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Budget App versus Budgitrack: the parameters behind the verdict, then further details
ParameterBudget AppBudgitrack
PriceFreeFree
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size15 MB8 MB
Age rating4+4+
DeveloperRAUL DOMINGUEZ UGARTERECURSE LTD

In-app purchases

2 purchases

Budget App

Subscriptions2
  • ZeroBudget Pro Monthly$5.991 Month
  • ZeroBudget Pro Anual$39.991 Year
3 purchases

Budgitrack

Subscriptions2
  • Budgitrack Premium$1.991 Month
  • Budgitrack Premium (Annual)$19.991 Year
One-time1
  • Budgitrack Premium (Lifetime)$29.99

Questions

Is Budget App free?
Budget App is free to download, with in-app purchases available.
Is Budgitrack free?
Budgitrack is free to download, with in-app purchases available.
Do Budget App or Budgitrack have ads?
Neither Budget App nor Budgitrack shows ads.
Which is updated more often, Budget App or Budgitrack?
Budget App ships an update weekly, and Budgitrack every 3 months. Most recently, Budget App was updated on October 21, 2026 and Budgitrack on October 25, 2026.

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