Finwatch vs SharePay

Finwatch is a simple expense tracker, budget planner, and net worth tracker in one app. Connect your bank accounts once, and Finwatch shows you exactly where your money goes each month. Your finances, beautifully simple. SECURE BANK CONNECTIONS Link checking, savings, credit card, loan, and investment accounts through Plaid, the trusted connection service used by 12,000+ banks and financial institutions. Transactions sync automatically throughout the day. Finwatch never sees or stores your bank credentials. NET WORTH TRACKING See your complete financial picture in one place. Finwatch calculates your net worth daily and charts your progress over time. Add custom assets like your home, car, or crypto to get the full picture. SPENDING INSIGHTS & TRENDS Understand your spending habits with clear breakdowns by category. Compare month over month, view income vs. expenses, and drill into any category to see every transaction behind the number. SMART BUDGETING Set a monthly budget and allocate it across your spending categories. Finwatch suggests budget amounts based on your real spending history, so your goals are realistic from day one. Progress indicators show exactly where you stand all month long. A TRANSACTION INBOX YOU CAN ACTUALLY CLEAR New transactions land in your inbox marked unread. Categorize them with a tap, catch unusual charges fast, and get to inbox zero on your schedule, daily or weekly. Never wonder "did I already look at this?" again. STREAKS & REMINDERS Build a habit of checking in. Finwatch tracks your review streak and sends a gentle nudge when unreviewed transactions pile up, so nothing slips through the cracks. PRIVACY & SECURITY - Face ID / Touch ID lock - Privacy mode to blur sensitive numbers - Tokens stored securely in your device keychain - Full data export any time - Delete your account and data any time, permanently FREE TO START Connect up to 3 accounts and use dashboards, budgets, trends, and every core feature, completely free. FINWATCH PRO - Unlimited linked accounts - Priority support - Plus every Pro feature we add Also on the web at finwatchapp.com, so your data is always with you on any device. Questions or feedback? Reach out any time from the in-app support page. We read every message. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finwatchapp.com/**privacy**

SharePay — Split Bills, Track Expenses, Settle Up Stop chasing people for money. SharePay makes it effortless to split bills, track group expenses, and settle up with friends, roommates, and travel companions — so you always know exactly who owes what. Whether you're splitting rent with roommates, dividing a vacation hotel bill, tracking a group dinner tab, or managing shared household expenses, SharePay keeps everyone on the same page with zero awkwardness. WHY SHAREPAY? SharePay is the simplest, most intuitive expense splitter available. No confusing menus, no subscription required to use the core features. Just create a group, add expenses, and SharePay handles the math automatically. KEY FEATURES Smart Bill Splitting Split any expense equally, by percentage, or by exact amounts. SharePay calculates every member's share instantly and keeps a running balance so nothing falls through the cracks. Group Expense Management Create groups for any situation — Roommates, Europe Trip, Team Lunch, Family Vacation. Invite members, assign an emoji and color, and start tracking in seconds. Instant Balances & Settlement Plans See at a glance who owes whom. SharePay's smart settlement plan minimizes the number of payments needed so your group settles up as efficiently as possible. Flexible Payment Methods Record payments via Cash, Venmo, PayPal, Cash App, Zelle, bank transfer, UPI, e-Transfer, or any other method. Tap to open supported apps directly with the amount pre-filled. Spending Analytics Understand your group's spending with beautiful charts. Track spending by category, see monthly trends, identify top payers, and get a clear breakdown of your share. 46 Currencies Supported Traveling internationally? SharePay supports 46 currencies so your group trip expenses stay organized no matter where you are in the world. Expense History & Activity Log A full audit trail of every expense added, edited, or deleted. See who made changes, when, and to what — complete transparency for every group member. Settlement Tracking Log payment requests, track partial payments, confirm when money is received, and mark settlements complete. No more "did you send it?" messages. Real-Time Sync Changes appear instantly for all group members. Add an expense on your phone and your roommate sees it on theirs — no refresh needed. Beautiful, Customizable Design Choose from 10 stunning color themes. Switch between light, dark, and system mode. SharePay looks great and feels great to use every day. 40+ Languages SharePay is fully localized in over 40 languages including Spanish, French, German, Chinese, Japanese, Korean, Arabic, Portuguese, Hindi, and more. Dates, currencies, and number formats all adapt to your locale automatically. Secure & Private Sign in with Google or Apple. Your data is encrypted in transit and at rest. SharePay never sells your financial data. PERFECT FOR - Roommates splitting rent, utilities, and groceries - Friend groups sharing dinners, events, and outings - Travel groups managing hotel, transport, and activity costs - Couples tracking shared household expenses - Office teams splitting team lunches or supplies - Family members coordinating shared costs HOW IT WORKS 1) Create a group and invite your friends 2) Add expenses as you go — anyone in the group can add 3) SharePay calculates who owes what automatically 4) Settle up using your preferred payment app 5) Confirm payment received and you're done FREE TO USE Core expense splitting, group management, balance tracking, and settlement features are completely free. Upgrade to VIP to remove ads and support future development. Download SharePay now and never argue about money again. Split bills fairly, settle fast, and keep your friendships intact. SharePay — The smart way to split expenses with the people you share life with.