Rilio vs SharePay

Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY • Apple Pay: every tap is logged the moment you pay • Bank SMS alerts from supported banks are read and saved for you • One payment, one transaction: a tap and its matching bank alert never double up • Refund alerts are matched to the original purchase • One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT • Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category • Double-tap the back of your iPhone to log an expense without opening the app • Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES • Income, spending and savings rate for the month at a glance • A forecast of where the month will land • Daily spending, biggest purchases, top categories and weekend habits • Ask Rilio anything, like "How much did I spend on food this month?" • A monthly recap you can share STAY ON BUDGET • Set limits by category and see what's on track and what's close • Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS • Groups for trips, roommates and dinners, with invites by link • See who owes what and settle up in a tap YOUR DATA, YOUR CALL • Rilio never asks for your bank password • Only messages that match your payment keywords are sent to Rilio • Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy

SharePay — Split Bills, Track Expenses, Settle Up Stop chasing people for money. SharePay makes it effortless to split bills, track group expenses, and settle up with friends, roommates, and travel companions — so you always know exactly who owes what. Whether you're splitting rent with roommates, dividing a vacation hotel bill, tracking a group dinner tab, or managing shared household expenses, SharePay keeps everyone on the same page with zero awkwardness. WHY SHAREPAY? SharePay is the simplest, most intuitive expense splitter available. No confusing menus, no subscription required to use the core features. Just create a group, add expenses, and SharePay handles the math automatically. KEY FEATURES Smart Bill Splitting Split any expense equally, by percentage, or by exact amounts. SharePay calculates every member's share instantly and keeps a running balance so nothing falls through the cracks. Group Expense Management Create groups for any situation — Roommates, Europe Trip, Team Lunch, Family Vacation. Invite members, assign an emoji and color, and start tracking in seconds. Instant Balances & Settlement Plans See at a glance who owes whom. SharePay's smart settlement plan minimizes the number of payments needed so your group settles up as efficiently as possible. Flexible Payment Methods Record payments via Cash, Venmo, PayPal, Cash App, Zelle, bank transfer, UPI, e-Transfer, or any other method. Tap to open supported apps directly with the amount pre-filled. Spending Analytics Understand your group's spending with beautiful charts. Track spending by category, see monthly trends, identify top payers, and get a clear breakdown of your share. 46 Currencies Supported Traveling internationally? SharePay supports 46 currencies so your group trip expenses stay organized no matter where you are in the world. Expense History & Activity Log A full audit trail of every expense added, edited, or deleted. See who made changes, when, and to what — complete transparency for every group member. Settlement Tracking Log payment requests, track partial payments, confirm when money is received, and mark settlements complete. No more "did you send it?" messages. Real-Time Sync Changes appear instantly for all group members. Add an expense on your phone and your roommate sees it on theirs — no refresh needed. Beautiful, Customizable Design Choose from 10 stunning color themes. Switch between light, dark, and system mode. SharePay looks great and feels great to use every day. 40+ Languages SharePay is fully localized in over 40 languages including Spanish, French, German, Chinese, Japanese, Korean, Arabic, Portuguese, Hindi, and more. Dates, currencies, and number formats all adapt to your locale automatically. Secure & Private Sign in with Google or Apple. Your data is encrypted in transit and at rest. SharePay never sells your financial data. PERFECT FOR - Roommates splitting rent, utilities, and groceries - Friend groups sharing dinners, events, and outings - Travel groups managing hotel, transport, and activity costs - Couples tracking shared household expenses - Office teams splitting team lunches or supplies - Family members coordinating shared costs HOW IT WORKS 1) Create a group and invite your friends 2) Add expenses as you go — anyone in the group can add 3) SharePay calculates who owes what automatically 4) Settle up using your preferred payment app 5) Confirm payment received and you're done FREE TO USE Core expense splitting, group management, balance tracking, and settlement features are completely free. Upgrade to VIP to remove ads and support future development. Download SharePay now and never argue about money again. Split bills fairly, settle fast, and keep your friendships intact. SharePay — The smart way to split expenses with the people you share life with.