FinGym vs SharePay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
FinGym
This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.
- Offline net worth tracking
- Encrypted data storage
- Asset and liability management
- Automatic net worth calculations
- Compound interest calculator
- ROI calculator
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Your Wealth. Your Privacy. Your Control. Most finance apps ask for your data, FinGym doesn't. FinGym is your offline, encrypted, and fully private net worth tracker, giving you full control of your finances without anyone looking over your shoulder. From day one, FinGym is built to put privacy and security first while helping you track assets, liabilities, and your total net worth. Whether youβre managing investments, clearing debts, or simply keeping track of your wealth, FinGym is the secure and simple way to stay organized. * Complete Privacy & Security All data stays on your device. AES-256 + SQLCipher encryption. No cloud, no accounts, no tracking. * Powerful Net Worth Management Track cash, real estate, stocks, crypto & more. Manage liabilities: loans, debts, credit cards. Automatic net worth calculations. * Smart Built-in Calculators Compound interest & ROI calculator. Make informed financial decisions easily. * Built for Privacy-Lovers Fully offline β even airplane mode works. Lightweight, modern & easy to use. No login, no sync, no data leakage. * Why Users Love FinGym: Finally, a net worth app that respects my privacy. Clean, simple, and no hidden data sharing. Download FinGym today and own your financial story, secure, offline, and 100% yours.
SharePay
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SharePay β Split Bills, Track Expenses, Settle Up Stop chasing people for money. SharePay makes it effortless to split bills, track group expenses, and settle up with friends, roommates, and travel companions β so you always know exactly who owes what. Whether you're splitting rent with roommates, dividing a vacation hotel bill, tracking a group dinner tab, or managing shared household expenses, SharePay keeps everyone on the same page with zero awkwardness. WHY SHAREPAY? SharePay is the simplest, most intuitive expense splitter available. No confusing menus, no subscription required to use the core features. Just create a group, add expenses, and SharePay handles the math automatically. KEY FEATURES Smart Bill Splitting Split any expense equally, by percentage, or by exact amounts. SharePay calculates every member's share instantly and keeps a running balance so nothing falls through the cracks. Group Expense Management Create groups for any situation β Roommates, Europe Trip, Team Lunch, Family Vacation. Invite members, assign an emoji and color, and start tracking in seconds. Instant Balances & Settlement Plans See at a glance who owes whom. SharePay's smart settlement plan minimizes the number of payments needed so your group settles up as efficiently as possible. Flexible Payment Methods Record payments via Cash, Venmo, PayPal, Cash App, Zelle, bank transfer, UPI, e-Transfer, or any other method. Tap to open supported apps directly with the amount pre-filled. Spending Analytics Understand your group's spending with beautiful charts. Track spending by category, see monthly trends, identify top payers, and get a clear breakdown of your share. 46 Currencies Supported Traveling internationally? SharePay supports 46 currencies so your group trip expenses stay organized no matter where you are in the world. Expense History & Activity Log A full audit trail of every expense added, edited, or deleted. See who made changes, when, and to what β complete transparency for every group member. Settlement Tracking Log payment requests, track partial payments, confirm when money is received, and mark settlements complete. No more "did you send it?" messages. Real-Time Sync Changes appear instantly for all group members. Add an expense on your phone and your roommate sees it on theirs β no refresh needed. Beautiful, Customizable Design Choose from 10 stunning color themes. Switch between light, dark, and system mode. SharePay looks great and feels great to use every day. 40+ Languages SharePay is fully localized in over 40 languages including Spanish, French, German, Chinese, Japanese, Korean, Arabic, Portuguese, Hindi, and more. Dates, currencies, and number formats all adapt to your locale automatically. Secure & Private Sign in with Google or Apple. Your data is encrypted in transit and at rest. SharePay never sells your financial data. PERFECT FOR - Roommates splitting rent, utilities, and groceries - Friend groups sharing dinners, events, and outings - Travel groups managing hotel, transport, and activity costs - Couples tracking shared household expenses - Office teams splitting team lunches or supplies - Family members coordinating shared costs HOW IT WORKS 1) Create a group and invite your friends 2) Add expenses as you go β anyone in the group can add 3) SharePay calculates who owes what automatically 4) Settle up using your preferred payment app 5) Confirm payment received and you're done FREE TO USE Core expense splitting, group management, balance tracking, and settlement features are completely free. Upgrade to VIP to remove ads and support future development. Download SharePay now and never argue about money again. Split bills fairly, settle fast, and keep your friendships intact. SharePay β The smart way to split expenses with the people you share life with.
Screenshots
Verdict
The clearest difference is ads: FinGym at none against SharePay's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and SharePay sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | FinGym | SharePay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | β |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No β better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | β |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 β better |
| Further details β not scored | ||
| Size | 44 MB | 78 MB |
| Age rating | 17+ | 4+ |
| Developer | Karthik Dechiraju | Brainservice Incorporated |
In-app purchases
FinGym
- Monthly$4.991 Month
- Yearly$44.991 Year
SharePay
- SharePay VIP Monthly$1.991 Month
- SharePay VIP Yearly$19.991 Year
- SharePay VIP Lifetime$44.99









