Money Journal vs VaultBudget

PREMIUM — PURCHASE REQUIRED: All features described below are part of Pro and require a purchase: a weekly or yearly auto-renewing subscription, or a one-time lifetime purchase. Every dollar you spend, written down in ten seconds — and kept on your phone, not on someone's server. Expense Tracker is a private money journal for people who want to log daily spending by hand: no account, no bank linking, no cloud. Most budget apps want your bank login and a monthly report of your life. This one works the old way, made fast: open, type the amount, done. Manual entry sounds slower — until you realize it is exactly why you finally know where the money goes. WHAT YOU GET • A spending log you actually keep up — add an expense in seconds by keyboard, voice, or receipt scan • Wallets for cash, bank, card and e-wallet balances, with transfers between them, so "how much do I have" is one glance • Monthly category budgets that warn you before you overshoot, not after • Charts and month-to-month comparisons that show the leak (it's usually food delivery) • Savings goals, debts, assets and net worth — the full picture, not just outflow • Split a dinner among five people and get the exact settle-up amounts PERFECT FOR • Cash-first spenders whose bank app only ever sees half the story • Anyone who quit a bank-linking budget app over privacy • Couples and housemates settling shared costs without a shared account • Kakeibo fans who want the paper-ledger ritual with searchable history WHY NOT JUST A SPREADSHEET? A spreadsheet doesn't fit in a checkout line. Here, an entry takes seconds, categories fill themselves from your own past corrections, receipts attach to the row, and the monthly chart draws itself. You keep the control of a hand-kept ledger — and lose the Sunday-night data entry. PRIVATE BY DEFAULT No sign-up, no bank credentials, no ad tracking. Transactions, receipt photos and plans stay in local storage on your device unless you export them yourself. Lock the app with Face ID if others borrow your phone. PREMIUM (PURCHASE REQUIRED) Expense Tracker requires a Full Access unlock. One plan opens everything: unlimited logging, wallets and transfers, budgets with alerts, receipt scanning, recurring transactions, reports and analytics, net worth and goals, expense splitting, and CSV/PDF export. Choose weekly, yearly, or a one-time lifetime purchase — prices are shown in the app before you commit. Start tonight: log today's spending before bed, and read your first honest week on Sunday. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia

VaultBudget is a powerful yet simple personal finance manager designed to help you stay in control of your money. Track your income and expenses, create monthly budgets, and monitor your financial health with a clean and intuitive interface. **Free Features:** • Track income and expenses quickly • Create and manage budgets • View clear financial summaries • Support for multiple currencies • Secure data stored locally on your device • Privacy mode to hide financial amounts • Clean and distraction-free design VaultBudget helps you understand where your money goes and plan your financial future with confidence. Whether you want to control spending, manage budgets, or simply track daily transactions, VaultBudget gives you the tools you need. **Premium Features:** • Unlimited budgets • Advanced charts and detailed reports • Export data and PDF statements **Subscription Options:** • Monthly subscription • Yearly subscription • Lifetime one-time purchase Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged at confirmation of purchase. You can manage or cancel your subscriptions at any time in your Apple ID account settings. Your financial data stays private and secure on your device. Privacy Policy: https://sites.google.com/view/vaultbudget-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/