Money Vault vs Solace
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Vault
Effortlessly track expenses using voice commands and AI categorization. Manage finances across multiple currencies, set savings goals, and gain insights into spending habits. Offers a fun mascot companion and receipt scanning for enhanced financial management.
- Voice expense input
- AI-powered categorization
- Multi-currency tracking
- Receipt scanning
- Savings goals
- AI chat assistant
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Money Vault is a smart expense tracker that lets you record transactions by voice in seconds. Just say what you spent — the AI handles the rest: amount, category, currency, and account. KEY FEATURES • Voice Input - Add expenses, income, and transfers by speaking naturally in any language • AI-Powered Categorization - Transactions are automatically sorted into the right categories • Multi-Currency - Track finances in 50+ currencies with real-time exchange rates • Currency Converter - Built-in converter with live rates and daily change indicators (Pro) • BLOB Companion - Your personal money mascot. Name it, dress it in 11 costumes, and watch it react to your spending (Pro) • Receipt Scanning - Snap a photo and the app reads your receipt automatically • Smart Insights - Get personalized tips based on your spending patterns • Detailed Statistics - Beautiful charts and breakdowns by category, day, week, or month • Multiple Accounts - Manage wallets, cards, and bank accounts in one place • Goals - Set savings goals and track your progress • CSV Import - Upload bank statements and auto-categorize transactions • AI Chat Assistant - Ask questions about your finances in plain language PRIVACY & SECURITY Your financial data is encrypted in transit and at rest when synced to your account. We never sell your data. Sign in with Apple is supported. SUBSCRIPTION Money Vault is free to download with basic features. Unlock the full experience with Money Vault Pro: • Monthly: $6.99/month • Yearly: $39.99/year (save 52%) • 3-day free trial included Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple ID account settings. Privacy Policy: https://aimoneyvault.app/privacy Terms of Use: https://aimoneyvault.app/terms
Solace
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Solace is a calm, private money tracker that keeps your whole financial life in one place. Best of all, it can log for you. Set up automatic tracking once and Solace records each Apple Pay tap, categorized automatically — no typing, no forgetting. • Automatic tracking — every Apple Pay purchase logged and categorized for you. • AI money adviser — or log it yourself by snapping a receipt, speaking, or typing a sentence. • Accounts & multi-currency — balances are derived from your transactions, so they never drift out of sync. • Budgets, savings goals, loans, deposits & bonds, and money you've lent or borrowed. • Recurring transactions and a bill calendar, so nothing sneaks up on you. • Net worth and spending statistics at a glance. • Face ID lock and a "hide balances in the app switcher" privacy cover. Your data is yours. No ads, no selling your information — export or delete everything whenever you like. Solace Plus and Premium are auto-renewable subscriptions billed through your Apple ID. Your subscription automatically renews unless canceled at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://solacemoney.app/privacy.html
Screenshots
Verdict
Money Vault and Solace are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Vault sells 2 in-app purchases, starting at $6.99 per month and Solace sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Money Vault ships an update every 4 days, Solace every 6 days. The most recent releases landed on October 21, 2026 and September 26, 2026 respectively.
| Parameter | Money Vault | Solace |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (9 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 4 days — better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 50 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Nikita Matievski | Vahan Petrosyan |
In-app purchases
Money Vault
- Pro Monthly3 Days trial$6.991 Month
- Pro Yearly3 Days trial$39.991 Year
Solace
- Plus$4.991 Month
- Solace Premium (Monthly)$9.991 Month
- Plus$49.991 Year
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- Solace Premium (Yearly)$99.991 Year









