Payback vs Solace

Stop forgetting who owes you money. Payback is a simple, elegant way to track money you've lent or borrowed — so you always know who owes you, how much, and where things stand. No spreadsheets. No confusion. Just clarity. STAY IN CONTROL - Track money owed and what you owe - Log repayments and update balances instantly - See totals and progress at a glance - Add notes and keep everything organised - Find anything fast with powerful search BUILT FOR REAL LIFE Perfect for: - Friends and shared expenses - Roommates and rent tracking - Family loans and IOUs SIMPLE. PRIVATE. RELIABLE. Your data stays on your device. No accounts. No bank connections. Just a clean, secure way to stay on top of things. FREE TO USE Payback is free, including balance and Lock Screen widgets. The free plan covers up to 5 active debts at a time. GO FURTHER WITH PAYBACK PLUS Unlock advanced features including: - Larger Home Screen widgets and detailed widget layouts - Unlimited active debts - Contact linking for easier tracking - Payment requests using your preferred method - Recurring debts and interest tracking - Due dates, reminders and photo receipts - Detailed statistics and charts - PDF and CSV exports for reporting ALWAYS WITHIN REACH Use Home Screen and Lock Screen widgets to instantly see balances, upcoming amounts, and progress. TAKE CONTROL TODAY Download Payback and never lose track of money again. — Prices are in USD and may vary by region. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Solace is a calm, private money tracker that keeps your whole financial life in one place. Best of all, it can log for you. Set up automatic tracking once and Solace records each Apple Pay tap, categorized automatically — no typing, no forgetting. • Automatic tracking — every Apple Pay purchase logged and categorized for you. • AI money adviser — or log it yourself by snapping a receipt, speaking, or typing a sentence. • Accounts & multi-currency — balances are derived from your transactions, so they never drift out of sync. • Budgets, savings goals, loans, deposits & bonds, and money you've lent or borrowed. • Recurring transactions and a bill calendar, so nothing sneaks up on you. • Net worth and spending statistics at a glance. • Face ID lock and a "hide balances in the app switcher" privacy cover. Your data is yours. No ads, no selling your information — export or delete everything whenever you like. Solace Plus and Premium are auto-renewable subscriptions billed through your Apple ID. Your subscription automatically renews unless canceled at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://solacemoney.app/privacy.html