FlexFlow Pro vs Otally

FlexFlow turns budget management into a smart, simple and motivating experience. Instead of dealing with boring spreadsheets, you can track your income, expenses, subscriptions, credit cards, loans, savings goals and investments in one place. Powered by AI, FlexFlow helps you understand your money habits, improve your financial literacy and make more confident financial decisions. WHY FLEXFLOW? AI FINANCIAL COACH • Get smart reports that analyze your income and spending habits. • Receive personalized insights for spending, saving, debt management and financial protection. • Discover hidden cash flow leaks and find new saving opportunities with AI-powered analysis. • Choose between Smart Analysis that runs entirely on your device with no data sharing, or more advanced Cloud Analysis — you stay in control. ADVANCED DASHBOARD • View your cash balance, monthly net cash flow and investments in seconds. • Enjoy a premium Neo-Bank inspired interface with dark mode support. • Understand your financial situation at a glance with clear and modern visuals. ALL ACCOUNTS & SUBSCRIPTIONS IN ONE PLACE • Manage recurring payments such as Netflix, Spotify and other subscriptions. • Track hidden expenses and see where your money goes every month. • Add and categorize credit cards, loans, checks, promissory notes and time deposits. • Set savings goals and track your progress with visual progress bars. FINANCIAL LITERACY & MOTIVATION • See your Financial Health Score and understand how your habits affect your financial well-being. • Build better money habits with a gamified experience. • Earn XP as you save consistently, level up and maintain your streak. PRIVACY & SECURITY • FlexFlow does not connect to your bank account; all financial data is entered manually by you. • Your data is encrypted and securely synced across your devices. • Your financial information is never sold to advertisers. • Protect your app with Face ID or Touch ID. • Permanently delete your account and all your data whenever you choose. PDF REPORTING Export your monthly AI analyses and transaction summaries as PDF reports, and keep your financial records safely on your own device. Download FlexFlow today and start securing your financial future. Note: FlexFlow is a budgeting and informational tool; the analyses provided do not constitute investment or financial advice. Subscription required: FlexFlow requires a FlexFlow Premium subscription to use, including the Asset Center, AI Finance Coach, advanced analytics, and PDF export. A 7-day free trial is available; after the trial, a paid subscription is required to continue. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://flexflow.pro/legal.html

Otally shows you what your bank balance will be — next week, next month, or a year from now. Most budgeting apps look backwards and tell you where your money went. Otally only looks forward. Enter your paychecks and your bills once, and it draws the whole year ahead so you can see the day your balance dips before it happens. HOW IT WORKS 1. Tell Otally your current balance. 2. Add your income and bills with their dates and how often they repeat. 3. See your projected balance on every day for the next 18 months. WHAT YOU GET - Running balance — see exactly what you will have after every paycheck and every bill. - Low point alerts — set a cushion, and Otally lists every day in the next 12 months your balance is projected to fall below it. Find the tight week in March while it is still January. - Calendar or list — see the month at a glance, or scroll a clean list of what is coming. - Real amounts, not just estimates — when the actual power bill arrives, adjust that one date without disturbing the recurring amount. - Recurring anything — weekly, biweekly, or monthly, with an end date when a loan finishes. - Built for both — designed for iPhone, with a full two-column layout on iPad. WHAT OTALLY IS NOT Otally does not connect to your bank. There is nothing to link and no credentials to hand over. You type in your paychecks and bills yourself, which takes a few minutes once, and means the forecast is built from what you actually know is coming — not from guessing at last month's spending. Otally is a forecasting tool, not financial advice. It does arithmetic on the numbers you give it. PRIVATE BY DEFAULT No account. No sign-up. No email address. Your balances and records are stored on your device and are never sent to us, because there is no server to send them to. PRICING Otally is free to try for 14 days — no payment details required, and no charge when the trial ends. After that, continue for $1.99 per month, or pay $49.99 once and keep it forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/