Comparison

PayCircle vs Monthly Bill Reminder Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayCircle

Features
Read full description

PayCircle makes it easy to split expenses with friends, roommates, or anyone you share costs with. Create a group, add expenses, and see who owes whom—no spreadsheets, no confusion. How it works Create a group and invite people by link or code. Add expenses as they happen: who paid, how much, and how to split (equal, by percentage, or by shares). PayCircle calculates everyone’s balance and shows who owes whom. When someone pays back, record a settlement and keep the group up to date. Features • Groups – Trips, roommates, dinners, or any shared spending • Expenses – Add who paid, amount, and split type (equal, percentage, or custom shares) • Guests – Include people without an account so they can be in the split • Balances – See “who owes whom” and by-member totals • Settlements – Record when someone pays back to keep balances clear • Multiple currencies – Choose a currency per group Who it’s for PayCircle is for anyone who splits bills: friends on a trip, roommates sharing rent and utilities, colleagues sharing lunch or events, or family sharing costs. No complicated setup—create a group, add expenses, and settle up. Download PayCircle and stop chasing people for money.

About

Monthly Bill Reminder Tracker

Features
Read full description

Never eat another late fee because a due date slipped your mind. BillDue is a bill reminder and due date tracker you fill in by hand — every bill and subscription, its amount, its repeat cycle — and from then on the app answers one question the second you open it: what is due next, and what does this month cost in total? No bank link. No account. You type a bill in once — rent, electricity, insurance, a streaming subscription — choose how often it repeats, and BillDue projects it forward: onto the dashboard, onto the calendar, into next month's total. Mark it paid in one tap and a recurring bill rolls to its next cycle on its own, while the payment lands in your archive instead of vanishing. WHAT YOU GET • "Electricity — due in 3 days" waiting at the top of the screen when you open the app, with this month's total right under it • Overdue bills surface in red above everything else, so a missed payment can never hide in the middle of a list • One tap marks a bill paid — recurring bills advance to the next cycle by themselves, and every payment is archived and charted month by month • Reminders that arrive before the money is late: several days ahead if you want, at the hour you choose, per bill — plus an extra nudge the day after if it is still unpaid • A month calendar showing every occurrence of every repeating bill, and a six-month projection of what is coming • Spending broken down by category, so you notice when subscriptions quietly became your third-biggest bill PERFECT FOR • Anyone who paid a late fee this year and refuses to pay another • Subscription collectors who want every renewal date and price in one list • Renters and homeowners juggling rent, utilities, insurance and phone bills that all land on different days • People who will not connect a bank account to a tracking app — everything here is typed in by you and stays on your phone WHY NOT JUST USE YOUR CALENDAR? A calendar event does not know the amount, cannot total your month, and will not roll a monthly bill forward when you pay it. A banking app tells you after the money has already left. BillDue is built around the days before the due date — the only days when a reminder still saves you money. PRIVATE BY DEFAULT Every bill lives on your iPhone. No sign-up, no cloud, no bank connection. The CSV and monthly PDF report are generated on the device and leave it only through the share sheet you choose. Bills you set to auto-pay are tracked in your totals but never nag you. FULL ACCESS BillDue Premium unlocks unlimited bills and the full payment history archive with monthly charts. Choose a weekly or yearly subscription, or a one-time lifetime purchase. Add your three most forgettable bills tonight — the first reminder lands before the next due date does. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia

Screenshots

PayCircle4 screens
Monthly Bill Reminder Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: PayCircle at 15.1 against Monthly Bill Reminder Tracker's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayCircle ships an update every 3 months, Monthly Bill Reminder Tracker every 4 months. Both last shipped on October 24, 2026.

Scorecard1 real difference · 7 level
PayCircle versus Monthly Bill Reminder Tracker: the parameters behind the verdict, then further details
ParameterPayCircleMonthly Bill Reminder Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size31 MB4 MB
Age rating4+4+
DeveloperStepan OhanyanLEAN ASIA CO., LTD

In-app purchases

None

PayCircle

No in-app purchases

None

Monthly Bill Reminder Tracker

No in-app purchases

Questions

Is PayCircle free?
PayCircle is free to download, with no in-app purchases.
Is Monthly Bill Reminder Tracker free?
Monthly Bill Reminder Tracker is free to download, with no in-app purchases.
Do PayCircle or Monthly Bill Reminder Tracker have ads?
Neither PayCircle nor Monthly Bill Reminder Tracker shows ads.
Which is updated more often, PayCircle or Monthly Bill Reminder Tracker?
PayCircle ships an update every 3 months, and Monthly Bill Reminder Tracker every 4 months. Most recently, PayCircle was updated on October 24, 2026 and Monthly Bill Reminder Tracker on October 24, 2026.

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