I vs PayCircle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
I
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How do you make a payment? Different types of transactions are available: bank deposit, cash, and PAI wallet. Recipients will be able to get the money with cash or bank deposit. Depending on the recipient's country, there are multiple currencies available in a system ike GEL( Georgian Lari), MDL( Moldovian leu), KHR (Cambodian Riel), PHP( Philippine peso), CNY( Chinese Yuan), INR( Indian Rupee), NPR( Nepalese Rupee), VND( Vietnamese Dong), THB( Thai Baht), UAH( Ukrainian hryvnia), LKR( Sri Lankan Rupee). Why you should make your transaction with YooRemit: Fast and easy transactions Reliable and safe payment methods Favorable Exchange Rates Pay Low Fee User friendly Available in different languages (English, Thai, Chinese)
PayCircle
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PayCircle makes it easy to split expenses with friends, roommates, or anyone you share costs with. Create a group, add expenses, and see who owes whom—no spreadsheets, no confusion. How it works Create a group and invite people by link or code. Add expenses as they happen: who paid, how much, and how to split (equal, by percentage, or by shares). PayCircle calculates everyone’s balance and shows who owes whom. When someone pays back, record a settlement and keep the group up to date. Features • Groups – Trips, roommates, dinners, or any shared spending • Expenses – Add who paid, amount, and split type (equal, percentage, or custom shares) • Guests – Include people without an account so they can be in the split • Balances – See “who owes whom” and by-member totals • Settlements – Record when someone pays back to keep balances clear • Multiple currencies – Choose a currency per group Who it’s for PayCircle is for anyone who splits bills: friends on a trip, roommates sharing rent and utilities, colleagues sharing lunch or events, or family sharing costs. No complicated setup—create a group, add expenses, and settle up. Download PayCircle and stop chasing people for money.
Screenshots
Verdict
I and PayCircle are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
I ships an update monthly, PayCircle every 3 weeks. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.
| Parameter | I | PayCircle |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 50 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Raz Haim - Currency Services Ltd. | Stepan Ohanyan |
In-app purchases
I
No in-app purchases
PayCircle
No in-app purchases









