Comparison

TiPJAR Wallet vs PayCircle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TiPJAR Wallet

This platform enables individuals and teams to receive cashless tips directly from customers. It facilitates transparent and fair distribution of these tips among team members, supporting tipped workers in a cashless economy.

Highlights
  • Cashless tipping
  • Direct customer payments
  • Team tip distribution
  • Transparent payouts
  • Fair tip sharing
Features
Read full description

TiPJAR® is an award-winning cashless tipping platform that allows individuals and teams to receive cashless tips directly from customers, then distribute them transparently and fairly amongst the team. We are a start-up on a global mission to help tipped workers in the emerging cashless society, to help businesses reward and motivate their best staff, and to help customers say thank you for great service.

About

PayCircle

Features
Read full description

PayCircle makes it easy to split expenses with friends, roommates, or anyone you share costs with. Create a group, add expenses, and see who owes whom—no spreadsheets, no confusion. How it works Create a group and invite people by link or code. Add expenses as they happen: who paid, how much, and how to split (equal, by percentage, or by shares). PayCircle calculates everyone’s balance and shows who owes whom. When someone pays back, record a settlement and keep the group up to date. Features • Groups – Trips, roommates, dinners, or any shared spending • Expenses – Add who paid, amount, and split type (equal, percentage, or custom shares) • Guests – Include people without an account so they can be in the split • Balances – See “who owes whom” and by-member totals • Settlements – Record when someone pays back to keep balances clear • Multiple currencies – Choose a currency per group Who it’s for PayCircle is for anyone who splits bills: friends on a trip, roommates sharing rent and utilities, colleagues sharing lunch or events, or family sharing costs. No complicated setup—create a group, add expenses, and settle up. Download PayCircle and stop chasing people for money.

Screenshots

TiPJAR Wallet4 screens
PayCircle4 screens

Verdict

The call

TiPJAR Wallet and PayCircle are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
TiPJAR Wallet versus PayCircle: the parameters behind the verdict, then further details
ParameterTiPJAR WalletPayCircle
PriceFreeFree
Rating4.8 (57 ratings) — better—
Positive reviews31.5% of reviews—
Number of ratings57 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.415.1 — better
Further details — not scored
Size147 MB30 MB
Age rating4+4+
DeveloperTiPJARStepan Ohanyan

Bugs and requests

TiPJAR Wallet

Reported bugs

21 issues
  • Password reset links not sent
  • Login details incorrect after reset
  • Not paid owed tips
  • App constantly prompts to download itself
  • Tips stay in 'pending' forever
Show 16 more
  • App crashes frequently
  • Cannot log in without changing password
  • Loading screen never ends on iPhone
  • Cannot login via mobile app, only browser
  • App broken after update
  • App doesn't work after update, only loading page
  • App not working after update
  • App regularly asks to reset account or says phone not registered
  • Login messed up, unable to navigate after login
  • Cannot use with Apple's Password app
  • iPhone users can't copy/paste or use decimal for withdrawal
  • Camera not accessing for verification
  • Face scan not working
  • App not showing received tips money after update
  • Camera doesn't open for verification
  • Login issues, fingerprint doesn't work

Requested features

8 requests
  • Add option to type decimals for withdrawal
  • Allow copy-paste of codes from email
  • Anonymous tipping option
  • Preview tipping page as customer sees it
  • Clearer button for adjusting tipping page text
Show 3 more
  • Anonymous tipping would be a HUGE benefit
  • Fix Face ID/Touch ID login issues
  • Improve accessibility for all users

PayCircle

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TiPJAR Wallet

No in-app purchases

None

PayCircle

No in-app purchases

Questions

Is TiPJAR Wallet free?
TiPJAR Wallet is free to download, with no in-app purchases.
Is PayCircle free?
PayCircle is free to download, with no in-app purchases.
Do TiPJAR Wallet or PayCircle have ads?
Neither TiPJAR Wallet nor PayCircle shows ads.
Which is updated more often, TiPJAR Wallet or PayCircle?
TiPJAR Wallet ships an update every 3 weeks, and PayCircle every 3 weeks. Most recently, TiPJAR Wallet was updated on October 14, 2026 and PayCircle on October 7, 2026.

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