PPT Pension App vs PayCircle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PPT Pension App
Manage your personal pension scheme with ease. Enroll, make contributions, view beneficiary details, access statements, and update your information. Initiate withdrawals from your pension scheme conveniently.
- Enroll in pension schemes
- Make contributions
- View beneficiary details
- Access statements
- Update personal information
- Initiate withdrawals
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Experience the convenience of our app, where you can easily enroll in the PPT Personal Pension Scheme and effortlessly make contributions to your account. Discover a wealth of features, including the ability to view your beneficiary details, access statements, and update your information for all schemes under People's Pension Trust (PPT Personal Pension Scheme, PPT Occupational Pension Scheme, PPT Provident Fund Scheme). Additionally, initiate hassle-free withdrawals from your PPT Personal Pension Scheme whenever needed.
PayCircle
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PayCircle makes it easy to split expenses with friends, roommates, or anyone you share costs with. Create a group, add expenses, and see who owes whom—no spreadsheets, no confusion. How it works Create a group and invite people by link or code. Add expenses as they happen: who paid, how much, and how to split (equal, by percentage, or by shares). PayCircle calculates everyone’s balance and shows who owes whom. When someone pays back, record a settlement and keep the group up to date. Features • Groups – Trips, roommates, dinners, or any shared spending • Expenses – Add who paid, amount, and split type (equal, percentage, or custom shares) • Guests – Include people without an account so they can be in the split • Balances – See “who owes whom” and by-member totals • Settlements – Record when someone pays back to keep balances clear • Multiple currencies – Choose a currency per group Who it’s for PayCircle is for anyone who splits bills: friends on a trip, roommates sharing rent and utilities, colleagues sharing lunch or events, or family sharing costs. No complicated setup—create a group, add expenses, and settle up. Download PayCircle and stop chasing people for money.
Screenshots
Verdict
The clearest difference is update cadence: PayCircle at every 3 weeks against PPT Pension App's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PPT Pension App ships an update every 2 months, PayCircle every 3 weeks. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.
| Parameter | PPT Pension App | PayCircle |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 39 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | People's Pension Trust | Stepan Ohanyan |
In-app purchases
PPT Pension App
No in-app purchases
PayCircle
No in-app purchases









