Comparison

Finance Planner vs KashIQ

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finance Planner

Features
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Finance Planner helps you manage your personal budget in a simple and intuitive way. Enter your income and expenses, organize them by category, and always stay on top of your financial situation. View your monthly and annual balance at a glance from the main screen. The app automatically calculates your available balance and clearly shows how much you earn, spend, and save each month. KEY FEATURES Complete management of income and expenses organized by customizable categories. Automatic calculation of monthly and annual balance. Interactive charts to analyze expense distribution and compare income versus expenses. Data export in PDF and CSV format. Support for over 150 international currencies. Available in 6 languages: English, Italian, German, French, Spanish, and Japanese. Light, dark, or automatic theme. PRO VERSION Unlock all features with a single purchase, no subscriptions. The PRO version includes advanced charts, unlimited export, full history, and ad removal. Alternatively, you can access advanced charts and export by watching a short video. It also includes four professional financial calculators: the Emergency Fund calculator, which analyzes your real expenses and guides you in building a financial reserve for your security; the Savings Goal calculator, which helps you set and reach your financial objectives; the Compound Interest calculator, which lets you simulate the growth of your capital over time; the Loan/Mortgage calculator, which calculates the monthly payment and total cost of any financing. Start planning your personal finances today. Download Finance Planner and take control of your money.

About

KashIQ

Features
Read full description

Welcome to KashIQ, the ultimate app for managing your personal finances, designed with an obsession for efficiency and data protection. In a world where information is constantly monetized, KashIQ stands out by offering a secure, private, and technologically advanced environment to manage your budget. LOG EXPENSES WITH YOUR VOICE - Forget long and tedious manual entry sessions. - With KashIQ, you just need to speak. - Thanks to our advanced algorithms, you can record every single transaction in seconds using natural language. - Simply say "I spent 15 euros for pizza" and the system will understand, categorize, and update your balance in an instant. LOCAL AI AND MACHINE LEARNING - The real revolution is under the hood. - KashIQ leverages powerful local machine learning models and local AI integrated directly into your smartphone. - No voice or financial data is sent to external servers for processing. - The system's intelligence is literally entirely in your hands, ensuring lightning-fast, immediate, and precise performance. ABSOLUTE PRIVACY AND OFFLINE (NO CLOUD) - Your financial data is the most precious and private thing you own. - For this reason, KashIQ natively operates with a no cloud architecture. - All your information resides exclusively on your device, allowing the app to work perfectly offline, wherever you are and at any time. - We don't know how much you earn, we don't know how you spend your money, and we couldn't know even if we wanted to. - For us, privacy is an inalienable right, not an optional feature. OPTIONAL AND ULTRA-SECURE CLOUD BACKUPS - We understand the importance of not losing your history and data. - For this reason, we offer you the ability to enable optional cloud backups. - However, we decided to do it on our terms: every archive is heavily encrypted on your device before any network transmission. - These are encrypted backups readable only by the user, not even by the server owners. - Only you hold the cryptographic key and password to decrypt your wealth. - No compromises. TOTAL CONTROL OVER YOUR FUTURE - In addition to recording every expense, KashIQ helps you deeply understand your financial habits, always with the utmost respect for your confidentiality. - Get in-depth statistics, projections, and professional dashboards to optimize your savings and reach your goals. Choose KashIQ today: start managing your money smartly, extremely fast, and above all, highly privately. Take control of your wealth with the most secure and innovative financial assistant ever.

Screenshots

Finance Planner4 screens
KashIQ4 screens

Verdict

The call

The clearest difference is in-app purchases: KashIQ at none against Finance Planner's 1. KashIQ also leads on ads (none vs shown) and iOS requirement (15.6 vs 18.4). On price, update cadence and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Finance Planner sells 1 one-off in-app purchase. KashIQ asks for nothing beyond the download.

UpkeepUpdate frequency

Finance Planner ships an update every 3 weeks, KashIQ every 2 weeks. Both last shipped on October 31, 2026.

Scorecard3 real differences ยท 3 level
Finance Planner versus KashIQ: the parameters behind the verdict, then further details
ParameterFinance PlannerKashIQ
PriceFreeFree
Update frequencyEvery 3 weeksEvery 2 weeks โ€” better
AdsYesNo โ€” better
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.415.6 โ€” better
Further details โ€” not scored
Size13 MB51 MB
Age rating4+4+
DeveloperAntonio CetrangoloAlexander Pompili

In-app purchases

1 purchases

Finance Planner

One-time1
  • Upgrade to PRO$3.99
None

KashIQ

No in-app purchases

Questions

Is Finance Planner free?
Finance Planner is free to download, with in-app purchases available.
Is KashIQ free?
KashIQ is free to download, with no in-app purchases.
Do Finance Planner or KashIQ have ads?
Finance Planner shows ads; KashIQ does not.
Which is updated more often, Finance Planner or KashIQ?
Finance Planner ships an update every 3 weeks, and KashIQ every 2 weeks. Most recently, Finance Planner was updated on October 31, 2026 and KashIQ on October 31, 2026.

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