Comparison

FlowBudget vs KashIQ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FlowBudget

Manage your personal finances with ease. Track income and expenses, organize transactions by category, and monitor your accounts in real time. Visualize your spending habits with detailed statistics and charts.

Highlights
  • Real-time account monitoring
  • Customizable transaction categories
  • Budget management with spending limits
  • Detailed statistics and charts
  • Recurring transaction tracking
  • Receipt attachment
  • Home screen widget
Features
Read full description

FlowBudget is the simple, intuitive app to track expenses, manage budgets, and take control of your personal finances. Add income and expenses in seconds, organize every transaction by category, and monitor your accounts in real time. Your Monthly Report tells the story of your money, month after month where it went, how much you saved, and what mattered most. KEY FEATURES • Dashboard with total balance and recent transactions • Multiple accounts (checking, cash, cards, savings) • Custom categories with icons and colors • Recurring transactions: subscriptions, rent, salary • Budget management with spending limits per category • Monthly financial report: income, expenses and balance • Detailed statistics and charts by category and period • Upcoming expenses: keep an eye on what's coming • Attach PDF receipts and invoices to transactions • Trash with restore option • Home screen widget FLOWBUDGET PRO • Unlimited accounts, categories and budgets • Unlimited recurring transactions • Full statistics history, including Year and All-time views • In-depth Monthly Report: savings rate, top categories, month-over-month comparison • Push notifications for budget alerts and recurring transactions • iCloud sync across iPhone, iPad and Mac • Backup and CSV export Try FlowBudget Pro free for 7 days. Available as a monthly subscription, annual subscription, or one-time purchase. Terms of Use: https://getflowbudget.com/terms

About

KashIQ

Features
Read full description

Welcome to KashIQ, the ultimate app for managing your personal finances, designed with an obsession for efficiency and data protection. In a world where information is constantly monetized, KashIQ stands out by offering a secure, private, and technologically advanced environment to manage your budget. LOG EXPENSES WITH YOUR VOICE - Forget long and tedious manual entry sessions. - With KashIQ, you just need to speak. - Thanks to our advanced algorithms, you can record every single transaction in seconds using natural language. - Simply say "I spent 15 euros for pizza" and the system will understand, categorize, and update your balance in an instant. LOCAL AI AND MACHINE LEARNING - The real revolution is under the hood. - KashIQ leverages powerful local machine learning models and local AI integrated directly into your smartphone. - No voice or financial data is sent to external servers for processing. - The system's intelligence is literally entirely in your hands, ensuring lightning-fast, immediate, and precise performance. ABSOLUTE PRIVACY AND OFFLINE (NO CLOUD) - Your financial data is the most precious and private thing you own. - For this reason, KashIQ natively operates with a no cloud architecture. - All your information resides exclusively on your device, allowing the app to work perfectly offline, wherever you are and at any time. - We don't know how much you earn, we don't know how you spend your money, and we couldn't know even if we wanted to. - For us, privacy is an inalienable right, not an optional feature. OPTIONAL AND ULTRA-SECURE CLOUD BACKUPS - We understand the importance of not losing your history and data. - For this reason, we offer you the ability to enable optional cloud backups. - However, we decided to do it on our terms: every archive is heavily encrypted on your device before any network transmission. - These are encrypted backups readable only by the user, not even by the server owners. - Only you hold the cryptographic key and password to decrypt your wealth. - No compromises. TOTAL CONTROL OVER YOUR FUTURE - In addition to recording every expense, KashIQ helps you deeply understand your financial habits, always with the utmost respect for your confidentiality. - Get in-depth statistics, projections, and professional dashboards to optimize your savings and reach your goals. Choose KashIQ today: start managing your money smartly, extremely fast, and above all, highly privately. Take control of your wealth with the most secure and innovative financial assistant ever.

Screenshots

FlowBudget4 screens
KashIQ4 screens

Verdict

The call

The clearest difference is in-app purchases: KashIQ at none against FlowBudget's 3. KashIQ also leads on iOS requirement (15.6 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FlowBudget sells 3 in-app purchases, starting at $3.99 per month. KashIQ asks for nothing beyond the download.

UpkeepUpdate frequency

FlowBudget ships an update every 3 weeks, KashIQ every 2 weeks. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
FlowBudget versus KashIQ: the parameters behind the verdict, then further details
ParameterFlowBudgetKashIQ
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.015.6 — better
Further details — not scored
Size25 MB51 MB
Age rating4+4+
DeveloperRiccardo NestolaAlexander Pompili

In-app purchases

3 purchases

FlowBudget

Subscriptions2
  • FlowBudget Pro7 Days trial$3.991 Month
  • FlowBudget Pro7 Days trial$22.991 Year
One-time1
  • Pro Lifetime$49.99
None

KashIQ

No in-app purchases

Questions

Is FlowBudget free?
FlowBudget is free to download, with in-app purchases available.
Is KashIQ free?
KashIQ is free to download, with no in-app purchases.
Do FlowBudget or KashIQ have ads?
Neither FlowBudget nor KashIQ shows ads.
Which is updated more often, FlowBudget or KashIQ?
FlowBudget ships an update every 3 weeks, and KashIQ every 2 weeks. Most recently, FlowBudget was updated on October 9, 2026 and KashIQ on October 6, 2026.

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