Comparison

mibu vs KashIQ

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

mibu

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Mibu is a personal finance app for tracking your money manually, without connecting your bank account. One-time Premium purchase, no subscriptions. With Mibu you can: - Log your income and expenses - Analyze them by category - Create overall or per-category budgets - Set up recurring income and expenses - Create custom categories that match how you organize your money - Set savings goals and track your progress - Record your assets and debts to see your net worth - See a yearly summary of your activity

About

KashIQ

Features
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Welcome to KashIQ, the ultimate app for managing your personal finances, designed with an obsession for efficiency and data protection. In a world where information is constantly monetized, KashIQ stands out by offering a secure, private, and technologically advanced environment to manage your budget. LOG EXPENSES WITH YOUR VOICE - Forget long and tedious manual entry sessions. - With KashIQ, you just need to speak. - Thanks to our advanced algorithms, you can record every single transaction in seconds using natural language. - Simply say "I spent 15 euros for pizza" and the system will understand, categorize, and update your balance in an instant. LOCAL AI AND MACHINE LEARNING - The real revolution is under the hood. - KashIQ leverages powerful local machine learning models and local AI integrated directly into your smartphone. - No voice or financial data is sent to external servers for processing. - The system's intelligence is literally entirely in your hands, ensuring lightning-fast, immediate, and precise performance. ABSOLUTE PRIVACY AND OFFLINE (NO CLOUD) - Your financial data is the most precious and private thing you own. - For this reason, KashIQ natively operates with a no cloud architecture. - All your information resides exclusively on your device, allowing the app to work perfectly offline, wherever you are and at any time. - We don't know how much you earn, we don't know how you spend your money, and we couldn't know even if we wanted to. - For us, privacy is an inalienable right, not an optional feature. OPTIONAL AND ULTRA-SECURE CLOUD BACKUPS - We understand the importance of not losing your history and data. - For this reason, we offer you the ability to enable optional cloud backups. - However, we decided to do it on our terms: every archive is heavily encrypted on your device before any network transmission. - These are encrypted backups readable only by the user, not even by the server owners. - Only you hold the cryptographic key and password to decrypt your wealth. - No compromises. TOTAL CONTROL OVER YOUR FUTURE - In addition to recording every expense, KashIQ helps you deeply understand your financial habits, always with the utmost respect for your confidentiality. - Get in-depth statistics, projections, and professional dashboards to optimize your savings and reach your goals. Choose KashIQ today: start managing your money smartly, extremely fast, and above all, highly privately. Take control of your wealth with the most secure and innovative financial assistant ever.

Screenshots

mibu4 screens
KashIQ4 screens

Verdict

The call

mibu and KashIQ are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mibu ships an update every 10 days, KashIQ every 2 weeks. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.

ScorecardNo meaningful differences
mibu versus KashIQ: the parameters behind the verdict, then further details
ParametermibuKashIQ
PriceFreeFree
Update frequencyEvery 10 days โ€” betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.1 โ€” better15.6
Further details โ€” not scored
Size51 MB51 MB
Age rating4+4+
DeveloperMarina Nieblas GallardoAlexander Pompili

In-app purchases

None

mibu

No in-app purchases

None

KashIQ

No in-app purchases

Questions

Is mibu free?
mibu is free to download, with no in-app purchases.
Is KashIQ free?
KashIQ is free to download, with no in-app purchases.
Do mibu or KashIQ have ads?
Neither mibu nor KashIQ shows ads.
Which is updated more often, mibu or KashIQ?
mibu ships an update every 10 days, and KashIQ every 2 weeks. Most recently, mibu was updated on October 25, 2026 and KashIQ on October 6, 2026.

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