Comparison

Pave vs mibu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pave

This app offers a private and secure way to track expenses and manage budgets without linking to bank accounts or selling user data. It provides tools for quick transaction logging, clear budget visualization, and insightful financial reports, all while keeping data on the user's device.

Highlights
  • Private expense tracking
  • Offline budget planning
  • No bank account linking
  • Fast transaction logging
  • Customizable categories
  • Monthly budget overview
  • Recurring transaction management
  • Financial insights and charts
Features
Read full description

Pave is the private expense tracker and budget planner built for people who want real control of their money — not another app that links your bank account and sells your data. Track every dollar. Build smarter habits. Watch your savings grow. Everything stays on your device — always. WHY PAVE IS DIFFERENT Most budgeting apps are cluttered, slow, and demand your banking login. Pave is the opposite: fast, private, and genuinely beautiful. No account. No cloud. No bank connection. No data selling. Just you and your money. TRACK SPENDING IN SECONDS Logging an expense or income is faster than unlocking your phone. A big, thumb-friendly keypad, one-tap categories, optional notes — done. Add your own custom categories with any icon and color. ONE CLEAR MONTHLY BUDGET See exactly how much you have left to spend this month at a glance. Set an overall budget plus per-category limits (Groceries, Transport, Eating Out, anything), and Pave tracks your pace automatically so you know if you're on track or overspending. BUDGET ALERTS Get a heads-up notification when you're nearing or passing a budget — so you adjust before the month gets away from you. RECURRING & SUBSCRIPTIONS Set rent, salary, Netflix or any repeating transaction once and Pave logs it for you. A dedicated screen shows everything you pay on repeat and your total monthly recurring cost. INSIGHTS THAT ACTUALLY HELP Beautiful, interactive charts for any period — day, week, month, year, or a custom range. See where your money goes by category, income vs. expenses over time, your biggest expense, top spending category, savings rate, and your spending pattern by day of the week. SMART SEARCH & FILTERS Find any transaction instantly. Filter your full history by date, custom range, amount, category, type, or recurring status. MULTIPLE ACCOUNTS Keep Personal, Business, Cash, or Family budgets cleanly separated — each with its own currency, budget, and transactions. PRIVATE BY DESIGN Protect everything with Face ID / Touch ID. Your financial data never leaves your iPhone. No sign-up, no tracking, no ads. YOUR DATA, YOUR CONTROL Full backup & restore in one tap, plus CSV export for spreadsheets and tax season — and CSV import to bring your history with you. BUILT FOR EVERYONE Available in English, Spanish, French, German, and Chinese, with full Dynamic Type and VoiceOver support. PRIVACY FIRST — ALWAYS Pave works completely offline. We never collect, store, or sell your financial information. Your money is your business. Download Pave today and finally feel in control of where your money goes.

About

mibu

Read full description

Mibu is a personal finance app for tracking your money manually, without connecting your bank account. One-time Premium purchase, no subscriptions. With Mibu you can: - Log your income and expenses - Analyze them by category - Create overall or per-category budgets - Set up recurring income and expenses - Create custom categories that match how you organize your money - Set savings goals and track your progress - Record your assets and debts to see your net worth - See a yearly summary of your activity

Screenshots

Pave4 screens
mibu4 screens

Verdict

The call

The clearest difference is update cadence: Pave at every 3 days against mibu's every 10 days. mibu's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pave ships an update every 3 days, mibu every 10 days. Both last shipped on October 25, 2026.

Scorecard2 real differences · 7 level
Pave versus mibu: the parameters behind the verdict, then further details
ParameterPavemibu
PriceFreeFree
Rating3.7 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 3 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size7 MB51 MB
Age rating4+4+
DeveloperNugzar KinadzeMarina Nieblas Gallardo

In-app purchases

None

Pave

No in-app purchases

None

mibu

No in-app purchases

Questions

Is Pave free?
Pave is free to download, with no in-app purchases.
Is mibu free?
mibu is free to download, with no in-app purchases.
Do Pave or mibu have ads?
Neither Pave nor mibu shows ads.
Which is updated more often, Pave or mibu?
Pave ships an update every 3 days, and mibu every 10 days. Most recently, Pave was updated on October 25, 2026 and mibu on October 25, 2026.

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