PayTrack vs Dufaat

Pay Track answers one question, and answers it well: what do I owe, and when? Not a budget app. Not an expense tracker. No bank login, no receipts to photograph, no spending charts telling you what you already spent. Pay Track looks forward — at the rent, the subscriptions, the car installments, the school fees — so nothing lands on you by surprise. SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT • One-time — a bill, an invoice, a single due date • Recurring — weekly, bi-weekly, monthly, quarterly, semi-annually or yearly • Installments — a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP A widget in three sizes, with countdowns that advance on their own each day. Small leads with your next payment; medium and large show upcoming payments. Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED • Categories with your own emoji and colours • History grouped by month, quarter or year, each with its own total • Export what's coming as PDF or CSV • Attach a receipt to any payment • Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese and Turkish PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7

Dufaat keeps your installment plans and short-term payments clear, private, and easy to follow. No account is required. Your plans, payments, notes, and attachments stay on your device, and Dufaat does not connect to banks or move money. Create a plan for a car installment, financing, a savings group, or any recurring amount. Enter the total and monthly amount—or the number of months—and Dufaat builds the schedule automatically. Mark payments as settled in order, defer a payment when needed, and always see what remains. For shorter obligations, Pay Soon keeps advances and one-off amounts separate from long-term plans, with a monthly view of what is paid, due, or overdue. Core features: • Automatic installment schedules with exact totals • SAR and AED quick choices, plus a full currency list • Pay Soon for short-term amounts • Ordered settlement and payment deferral • Local reminders with one clear global time • Receipt photos, PDFs, and notes beside each payment • A clean PDF statement that follows your device calendar • File backup and restore under your control • A home-screen widget for the next payment • Instant Arabic and English switching with full RTL support • Optional App Lock using Face ID, Touch ID, or the device passcode Dufaat Plus — one-time purchase: • PDF Studio with four professional templates, optional identity, logo, color, footer, attachments, and Gregorian, Umm al-Qura Hijri, or dual dates • Financial Outlook showing unpaid amounts within 30, 60, and 90 days, separated by currency • Smart Reminders for the due day and an optional next-day follow-up when an amount remains unpaid There is no subscription. The core tracker, backup, and standard PDF statement remain available without Dufaat Plus. Privacy first: Dufaat has no account system, analytics, tracking, advertising, or developer backend. Core records remain on your device. Store purchases are handled securely by Apple. A quiet personal record for your installments—not a banking service.