Comparison

Split Bills & Expenses vs Pennylog

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Bills & Expenses

Easily track shared expenses for groups or couples. Log payments in any currency with automatic conversion, split bills equally or by custom amounts, and sync in real-time. Attach photos to receipts and receive budget alerts to stay on track.

Highlights
  • Multi-currency logging with real-time conversion
  • No account needed, instant start
  • Multiple split options (equal, ratio, custom)
  • Real-time sync and notifications
  • Attach photos to payments
  • Offline expense recording
  • Budget alerts
Features
Read full description

For two or a crowd. Just log your payments and instantly see currency conversions, balances, and who owes what to whom. No account needed. Open the app and start right away. 【Why Choose Evere】 - Record in any currency — Converts automatically at real-time rates. No need to look up exchange rates - No sign-up, instant start — Inviting members is optional. Add a name and you're good to go - 3 ways to split — Equal, by ratio, or custom amounts. Handle any split, any way you like - Real-time sync & notifications — The moment someone logs a payment, everyone sees it instantly - Attach photos to payments — Save receipt photos alongside your expenses. Check back anytime - Works offline — Record expenses without a connection. Syncs automatically when you're back online - Budget alerts — Set a limit per trip. Get notified before you overspend 【Perfect for】 - Group travel and trip expenses - Dining out and splitting bills - Couples and families managing shared costs - Daily multi-currency tracking for expats - Tracking your own everyday spending Terms of Use: https://evereapp.com/en/terms/

About

Pennylog

Log daily expenses in any currency with this private tracker. It offers detailed statistics, custom budgets, and multi-currency support for trips and projects. Your financial data stays on your device, with no bank logins or ads.

Highlights
  • Multi-currency expense logging
  • Trip and project-specific budgets
  • Customizable budgeting options
  • Detailed spending statistics
  • Weekly and monthly recaps
  • Gentle spending reminders
  • On-device data storage
Features
Read full description

The more you log, the more your money makes sense. Pennylog is a daily expense tracker for people whose lives span more than one currency. Log what you spend in a few seconds, in any currency, and watch it build — over weeks and months — into a clear picture of where your money actually goes. No bank logins, no ads, no sign-up. Just you and your records. ■ ANY CURRENCY, LOCKED IN Dollars, euros, yen, won — log spending in any currency. Each entry is saved at that day's exchange rate, so your past totals stay accurate even when rates move later. Add a secondary currency to see every amount in your home currency at a glance. ■ TRIPS & PROJECTS, EACH IN ITS OWN CURRENCY Group a vacation, a move, or any big plan into its own project with its own budget — and give each one its own currency. A Tokyo trip in yen, a Paris trip in euros, each locked at the day's rate. Project spending stays separate from your everyday totals, so a trip to Tokyo never makes your normal month look off. ■ BUDGETS THAT FIT YOU Set one overall monthly budget, per-category limits, or both. As you log, see exactly how much is left — calm, simple progress, never a scolding. ■ STATISTICS THAT GET RICHER A category donut, monthly trends, and a per-category detail you can scroll back through month by month. View your days as a list or on a calendar. Long-press a category to mute it for a moment and see the rest. The longer you keep it, the more it shows. ■ WEEKLY & MONTHLY RECAP See this week against last: your biggest expense, daily average, no-spend days, and which categories went up or down. Gentle awareness, not guilt. ■ GENTLE REMINDERS Optional notifications nudge you to jot down today's spending and keep the habit going — never noisy, never negative. ■ STAYS ON YOUR PHONE No accounts. No sign-up. No bank logins. No cloud. Your financial data never leaves your device — and there's no server for it to leave to. Back up or export your data anytime, on your terms. ■ FOUR LANGUAGES English, Korean, Spanish, and French — across the whole app. ■ MORE • Cash counts too — the spending bank-sync apps quietly miss. • Custom categories and accounts (cards, bank, cash). • Completely free — no ads, no in-app purchases, no premium tier. ■ MADE FOR Expats, students, remote workers, travelers — anyone living or moving between currencies who wants one simple, private place to record daily spending. A line a day is all it takes. The longer you keep it, the better it gets.

Screenshots

Split Bills & Expenses4 screens
Pennylog4 screens

Verdict

The call

The clearest difference is in-app purchases: Pennylog at none against Split Bills & Expenses's 2. Pennylog also leads on update cadence (every 5 days vs every 3 weeks). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Bills & Expenses sells 2 in-app purchases, starting at $4.99 per month. Pennylog asks for nothing beyond the download.

UpkeepUpdate frequency

Split Bills & Expenses ships an update every 3 weeks, Pennylog every 5 days. Both last shipped on October 31, 2026.

Scorecard3 real differences · 7 level
Split Bills & Expenses versus Pennylog: the parameters behind the verdict, then further details
ParameterSplit Bills & ExpensesPennylog
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size52 MB40 MB
Age rating4+4+
DeveloperRyugo ImadaJaewoo Jang

Customer experience

Split Bills & Expenses

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pennylog

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Split Bills & Expenses

Subscriptions2
  • Evere Pro Monthly Plan14 Days trial$4.991 Month
  • Evere Pro Annual Plan14 Days trial$39.991 Year
None

Pennylog

No in-app purchases

Questions

Is Split Bills & Expenses free?
Split Bills & Expenses is free to download, with in-app purchases available.
Is Pennylog free?
Pennylog is free to download, with no in-app purchases.
Do Split Bills & Expenses or Pennylog have ads?
Neither Split Bills & Expenses nor Pennylog shows ads.
Which is updated more often, Split Bills & Expenses or Pennylog?
Split Bills & Expenses ships an update every 3 weeks, and Pennylog every 5 days. Most recently, Split Bills & Expenses was updated on October 31, 2026 and Pennylog on October 31, 2026.

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