Stash vs Velo
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Stash
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Most of us ignore the value of small savings. Five dollars here. Twelve there. In the moment they can feel insignificant. But over time, those small decisions add up β if you notice them. Stash is a simple way to track the money you chose not to spend. Skipped a coffee. Cooked instead of ordering out. Passed on something unnecessary. Add the amount and watch it build. You can keep it in My Stash for yourself, or set it aside in Impact Fund for others. No budgets. No guilt. Just a quiet habit rewarding little decisions. Money has surprising value. Small decisions become meaningful when you use them.
Velo
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Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface. WHY VELO? Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clickingβjust simple, fast tracking. KEY FEATURES: CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI. CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life. POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports. OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private. FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress. DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups. Stop overthinking your spending. Download Velo and start budgeting at the speed of chat. Privacy policy : https://sites.google.com/view/velo-app/ Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Stash at none against Velo's 2. Stash also leads on ads (none vs shown). Velo's advantage is update cadence (every 10 days vs every 5 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Velo sells 2 in-app purchases, starting at $2.99 per month. Stash asks for nothing beyond the download.
Stash ships an update every 5 months, Velo every 10 days. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | Stash | Velo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 10 days β better |
| Ads | No β better | Yes |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 β better | 15.6 |
| Further details β not scored | ||
| Size | 58 MB | 88 MB |
| Age rating | 4+ | 4+ |
| Developer | William Reynolds | vimukthi Madhusanka |
In-app purchases
Stash
No in-app purchases
Velo
- Velo Monthly Premium$2.991 Month
- Annual Premium$19.991 Year









