Comparison

Stash vs Velo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Stash

Features
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Most of us ignore the value of small savings. Five dollars here. Twelve there. In the moment they can feel insignificant. But over time, those small decisions add up β€” if you notice them. Stash is a simple way to track the money you chose not to spend. Skipped a coffee. Cooked instead of ordering out. Passed on something unnecessary. Add the amount and watch it build. You can keep it in My Stash for yourself, or set it aside in Impact Fund for others. No budgets. No guilt. Just a quiet habit rewarding little decisions. Money has surprising value. Small decisions become meaningful when you use them.

About

Velo

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Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface. WHY VELO? Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clickingβ€”just simple, fast tracking. KEY FEATURES: CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI. CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life. POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports. OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private. FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress. DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups. Stop overthinking your spending. Download Velo and start budgeting at the speed of chat. Privacy policy : https://sites.google.com/view/velo-app/ Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Stash4 screens
Velo4 screens

Verdict

The call

The clearest difference is in-app purchases: Stash at none against Velo's 2. Stash also leads on ads (none vs shown). Velo's advantage is update cadence (every 10 days vs every 5 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Velo sells 2 in-app purchases, starting at $2.99 per month. Stash asks for nothing beyond the download.

UpkeepUpdate frequency

Stash ships an update every 5 months, Velo every 10 days. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

Scorecard3 real differences Β· 3 level
Stash versus Velo: the parameters behind the verdict, then further details
ParameterStashVelo
PriceFreeFree
Update frequencyEvery 5 monthsEvery 10 days β€” better
AdsNo β€” betterYes
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 β€” better15.6
Further details β€” not scored
Size58 MB88 MB
Age rating4+4+
DeveloperWilliam Reynoldsvimukthi Madhusanka

In-app purchases

None

Stash

No in-app purchases

2 purchases

Velo

Subscriptions2
  • Velo Monthly Premium$2.991 Month
  • Annual Premium$19.991 Year

Questions

Is Stash free?
Stash is free to download, with no in-app purchases.
Is Velo free?
Velo is free to download, with in-app purchases available.
Do Stash or Velo have ads?
Velo shows ads; Stash does not.
Which is updated more often, Stash or Velo?
Stash ships an update every 5 months, and Velo every 10 days. Most recently, Stash was updated on October 7, 2026 and Velo on October 24, 2026.

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