Comparison

小皮账本 vs Pico Saving

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小皮账本

Features
Read full description

【小皮账本 · 让 AI 替你管钱】 厌倦了打开 App、翻分类、一条条手动填? 小皮账本用 AI 对话的方式,让记账变得和发微信一样轻松。 — 核心功能 — AI 智能记账 直接和 AI 说话:「午饭35块」「今天买了件衣服150」,AI 自动解析分类、金额、时间,一键入账,无需手动选分类。 截图识别记账 拍下收据、账单截图,AI 自动识别金额和消费项目,快速完成记录。 语音输入 开口说话即可记账,双击手机背面即可唤起,随时随地记录每一笔。 财务分析图表 消费趋势图、资产分布图、本月 TOP3 支出分类,一眼看清钱都去了哪。AI 还会提供个性化的健康消费建议。 账单时间轴 按日查看支出/收入明细,清晰呈现每一天的资金流向。 账户资产管理 多账户余额统览,现金、银行卡、支付宝、微信,统一管理不遗漏。 全局搜索 快速检索历史账单,任何时间任何金额都能秒找到。 数据导出 支持导出 PDF 或 Excel,方便报销、对账、留存备份。 — 高级版(PRO)— · AI 记账无限次对话 · 截图识别记账无限次 · 全部财务分析图表 · AI 人设个性化配置 · 无限导出 PDF/Excel · 多设备实时云端同步 · 去除所有广告 订阅方案灵活:月度、季度、年度随心选,年度最划算。 — 为什么选小皮账本?— 记账门槛极低:不用背分类、不用打开 App 专门记,随手一说就搞定 数据完全安全:本地存储为主,支持云端同步,隐私有保障 界面简洁好看:手绘风设计,清新不刻板,用起来心情好 iOS 原生体验:支持 iOS 16 及以上,流畅、省电、响应快 — 适合这些人 — · 想养成记账习惯但总忘记/嫌麻烦的你 · 想知道钱花哪里了但不想花时间整理的你 · 想用 AI 工具但希望有实际用途的你 · 精打细算、认真理财的你 立即下载,让 AI 帮你管住每一分钱! 隐私政策:http://jiniangu.top/web/xiaopi/privacy.html 用户协议:http://jiniangu.top/web/xiaopi/protocol.html 服务条款(EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Pico Saving

Features
Read full description

Pico Saving makes daily saving satisfying and easy to stick to. Watch a glass piggy bank fill up as you log each saving — whether you skipped a coffee, packed lunch, or passed on an impulse buy. The visual feedback keeps you motivated to keep going. KEY FEATURES • Animated piggy bank — A beautiful glass piggy bank that fills as you hit your daily goal. Choose from multiple designs. • Daily goal tracking — Set a custom daily savings goal and watch your progress update in real time. • Full history — Every entry is saved with a timestamp and optional note. Edit or delete anytime. • Savings summary — See your total saved, daily average, monthly average, and your best day at a glance. • 7-day trend chart — Visualize your saving habit over the past week. • Compound interest projection — See how your savings could grow over 1, 5, 10, and 20 years. • Milestones — Unlock achievements as you build your saving habit, from your first saving to 365× your daily goal. • Currency support — Auto-detects your local currency, or choose from 30+ currencies manually. • Works offline — Everything is stored on your device. No account required. Start small. Stay consistent. Let the piggy bank do the rest.

Screenshots

小皮账本4 screens
Pico Saving4 screens

Verdict

The call

The clearest difference is iOS requirement: Pico Saving at 13.0 against 小皮账本's 16.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小皮账本 sells 3 in-app purchases, starting at $1.99 per month and Pico Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 5 level
小皮账本 versus Pico Saving: the parameters behind the verdict, then further details
Parameter小皮账本Pico Saving
PriceFreeFree
Update frequencyMonthly—
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size85 MB33 MB
Age rating9+4+
DeveloperHefei Jiniangu Technology Co., Ltd.Private Intelligence Inc.

In-app purchases

3 purchases

小皮账本

Subscriptions3
  • 月会员$1.991 Month
  • 季度会员$3.993 Months
  • 年会员$6.991 Year
1 purchases

Pico Saving

One-time1
  • Sakura Bank$0.99

Questions

Is 小皮账本 free?
小皮账本 is free to download, with in-app purchases available.
Is Pico Saving free?
Pico Saving is free to download, with in-app purchases available.
Do 小皮账本 or Pico Saving have ads?
Neither 小皮账本 nor Pico Saving shows ads.

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