Comparison

Spending Tracker vs Stuffed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

This app helps you identify and stop unnecessary spending by using zero-based budgeting. Track your expenses in real-time, build positive financial habits, and watch your net worth grow without needing to earn more.

Highlights
  • Zero-based budgeting
  • Real-time transaction logging
  • Financial Health Score
  • Spending insights and charts
  • Overspend alerts
  • Multi-category management
  • Cloud sync
Features
Read full description

Finally! A spending tracker that builds a budget FOR you. Saving money couldn’t be easier. Try for free. No bank link needed. Life’s getting harder! Thank you, Mr Politician. However… Many reports show tracking your spending can save you over $1,000 per year. That’s why I started tracking my money about a decade ago. Hi, I’m James, and I built KeepyCash :) Why? Because the big-name budgeting app I used went up to $109 per YEAR! I wanted to track my spending, clearly see where my money was going… … and stop worrying if I had enough money to pay my (ever-rising) bills. (The cost of living's gone MAD!) With two decades of software engineering under my belt, I had an obvious idea: “I’ll make my own, and make it better and cheaper.” And KeepyCash was born. You can try it for yourself, for free (more on that in a sec). It’s super-easy to use. You can track your spending only… … OR have KeepyCash build a budget FOR you! Yep. If you want a budget, we do it for you. Building a budget yourself can take hours. It can be overwhelming. Because money can get messy. Personally, I’m balancing our income, mortgage, two young kids, car payments and all the other expenses that come with a “full life”. Yet, having a simple budget and an easy way to stick to it helps me stay on top of my finances instead of them spiraling out of control. And talking of easy ways to track your spending… Pick the easiest way for you. There are 4 to choose from: - Type it in - Voice command - Scan a receipt with your camera - Take a screenshot of your bank statement (image is NOT stored - perfect privacy while tracking multiple expenses) Just do what works for you :) Now, about “trying KeepyCash for free”. I noticed many budgeting apps claiming to be free. But they all come with one of these 3 caveats: 1 - You’ll get slammed with ads 2 - It’s free for only 3 days (sometimes up to 7 days - but not long enough to make a difference) 3 - You're locked out of the features you actually want Of course, the fix to each of the above is to pay for some kind of ‘upgrade’. It’s not like that with KeepyCash. We ARE a paid app, because we’re serious about helping. However, you can try us for FREE with NO ads, completely UNRESTRICTED access, and for a FULL 30 DAYS, so you can truly find out if KeepyCash works for you, with no pressure. I thought you’d appreciate being told upfront. I know I would. What Else Can You Do With KeepyCash? - Easily track your spending, so you can keep more of what you earn - Build “tracking streaks” - a fun way to make keeping money addictive - Create a budget so you can give every dollar (or Pound or Euro) a job - Debt Tracker Mode: Use it to track your progress, save money on interest, and become debt-free - Quick-glance spending insights - You don’t need to be an accountant to read our simple charts that show you where your money is going - Overspend alerts that help you stay on track and in control - GuardianMode: Helps protect your money from repeat spending - A load of other simple and useful tools to help you get good with your money A Note About Privacy: We don’t link to your bank account. If the likes of Yahoo and Sony can get hacked, anyone can. Yet, if that happened to KeepyCash, they wouldn’t get their grubby mitts on your bank details because we don’t store them. HA! Suck on that, hackers! You can download KeepyCash right now, for free, and use it to get control of your money. And if you need help using it, I’ll be there to give you a hand. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://www.keepycash.com/privacy.html Subscription Details KeepyCash is available as a monthly or annual subscription Payment is charged to your Apple account at confirmation of purchase Subscription auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your App Store Account Settings

About

Stuffed

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Budgeting apps tell you what you spent. Stuffed tells you what is left. It is the cash envelope method on your phone. On payday you open your pay and fill your envelopes: groceries, bills, fun, whatever you need. Then you spend from an envelope, and when it is empty, it is empty. That is the whole method. It has worked on paper for a hundred years because the limit is real, and Stuffed keeps it feeling that way. PAYDAY FILLS EVERY ENVELOPE Tear open your pay and watch each envelope fill, one by one. Your savings goals and debts get their share too, and you can change any amount first. SPEND FROM AN ENVELOPE Open an envelope and add a spend, or use the + button from anywhere. Every envelope shows what it holds right now, not what it should hold. NO PAYDAY? IT STILL WORKS Living on savings, an allowance or money now and then? Budget by the month instead, and top up your envelopes whenever money comes in. KNOW WHAT IS LEFT, AT A GLANCE Home answers one question before you scroll: how much is left to spend this pay period, and about how much a day that means until payday. GOALS, DEBTS AND NET WORTH Save for a trip, pay off a card, and see what you own minus what you owe, all in one place. IT STAYS ON YOUR PHONE No account. No sign up. No bank login, ever. You type what you spend, which takes seconds and means nothing about your money leaves your phone. FREE, AND PLUS WHEN YOU WANT MORE The method is free: payday, spending, up to 10 envelopes, a savings goal, your debts, today's net worth and the home screen widget. Stuffed Plus adds as many envelopes and goals as you need, your net worth over time, and a spreadsheet of everything. A$4.99 a month, A$34.99 a year with a free week to try it, or A$89.99 once. Stuffed is made by one person in Australia. If something is wrong or missing, write to support@dorosstudios.com. A human answers. Subscription terms: Stuffed Plus Monthly and Yearly renew automatically. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. Manage or cancel in your Apple Account settings after purchase. Any unused part of a free trial is forfeited when you buy a subscription. Lifetime is a one-time purchase and never renews. Privacy policy: https://dorosstudios.com/stuffed/privacy/ Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending Tracker4 screens
Stuffed4 screens

Verdict

The call

Spending Tracker and Stuffed are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $19.99 per year and Stuffed sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Spending Tracker versus Stuffed: the parameters behind the verdict, then further details
ParameterSpending TrackerStuffed
PriceFreeFree
Positive reviews83.3% of reviews—
Update frequencyEvery 5 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better17.0
Further details — not scored
Size92 MB20 MB
Age rating4+4+
DeveloperJames RedmanTHEODORE KOUTSANTONIS

In-app purchases

2 purchases

Spending Tracker

Subscriptions2
  • Founder Annual1 Month trial$19.991 Year
  • Yearly1 Month trial$49.991 Year
3 purchases

Stuffed

Subscriptions2
  • Stuffed Plus Monthly$2.991 Month
  • Stuffed Plus Annual7 Days trial$22.991 Year
One-time1
  • Stuffed Plus Lifetime$59.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Stuffed free?
Stuffed is free to download, with in-app purchases available.
Do Spending Tracker or Stuffed have ads?
Neither Spending Tracker nor Stuffed shows ads.

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