Stow vs Stuffed
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Stow
This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.
- Envelope budgeting
- Offline operation
- Privacy-focused
- Quick transaction logging
- Customizable envelopes
- Multi-currency support
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Take control of every dollar โ before it disappears. Stow is a privacy-first envelope budgeting app for iPhone. Divide your paycheck into envelopes, log spending in seconds, and always know exactly what's left. No bank connections. No account to create. No ads. No tracking. Your budget lives on your iPhone, where it belongs. WHY ENVELOPE BUDGETING WORKS The envelope method is nearly a century old, and it still works because it's simple: you decide what each dollar is for, and you stop when the envelope is empty. Groceries, rent, coffee, savings โ whatever matters to you. Stow takes that system and makes it fit the way you actually live: in your pocket, at the register, five seconds at a time. WHAT YOU CAN DO ON THE FREE TIER - Create up to 5 envelopes with custom icons and colors - Log unlimited transactions, in seconds, with a large number pad - Choose a monthly budget period that matches how you get paid - Automatic period rollover so you start fresh every month - Full spending history for your current and previous period - Multi-currency support โ auto-detected from your region - Dark mode, Dynamic Type, and full VoiceOver support - Works 100% offline โ no internet required, ever STOW PREMIUM (optional) Upgrade when you're ready for more power: - Unlimited envelopes - Weekly and biweekly budget periods for paycheck-to-paycheck budgeting - Full transaction history across every past period - Spending reports, trends, and charts - CSV and PDF export for spreadsheets or tax season - Additional budget templates to jumpstart setup - Custom themes and icon packs BUILT FOR REAL PEOPLE, REAL MONEY Whether you're living paycheck to paycheck, saving for a house, paying down a credit card, or just tired of hitting Friday and wondering where it all went โ Stow is the shortest path to a working budget. Log your morning coffee in two taps. See your grocery budget at a glance. Know before you swipe. PRIVACY IS NOT A FEATURE โ IT'S THE FOUNDATION Most budgeting apps monetize your financial data, sell it to aggregators, or use it to train ads. Stow can't, because your data never leaves your device. There is no server. There is no analytics pipeline. We never see a cent of your spending โ and we never will. The only thing that touches our systems is your App Store purchase, handled through Apple's payment infrastructure and our subscription provider (RevenueCat). Budget data stays on-device. ACCESSIBILITY Stow is designed from the ground up for everyone. Every screen supports VoiceOver, scales with Dynamic Type, works in light and dark mode, and meets WCAG AA contrast. Color is never the only way something is communicated. QUESTIONS OR FEEDBACK? Email stow.contactus@gmail.com โ a real human reads every message. Privacy policy: https://maxk-37.github.io/stow-legal/#privacy Terms of service: https://maxk-37.github.io/stow-legal/#terms Stow is an independent app, built by a small team who believe personal finance software shouldn't require handing over your bank login.
Stuffed
Manage your finances using the cash envelope budgeting method on your phone. Allocate funds to different spending categories and track your remaining balance. Save for goals, pay off debts, and budget by month if your pay varies.
- Cash envelope budgeting method
- Allocate funds to categories
- Track remaining spending balance
- Save for goals
- Pay off debts
- Monthly budgeting option
- Bill reminders
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Stuffed shows you what's left to spend. Try it for two weeks, then pick a plan. It's the cash envelope method on your phone. When you get paid, fill your envelopes: groceries, bills, fun. Spend from them. When an envelope is empty, it's empty. โข Fill every envelope on payday in one go โข Pay changes each time? Just enter what came in โข See what's left today at a glance โข Save for goals and pay off debts โข No regular pay? Budget by the month No account. No bank login. Your budget stays on your phone. Start with two free weeks. Then it's A$34.99 a year or A$4.99 a month, or A$59.99 once for lifetime. Everything is included: unlimited envelopes and goals, bills with reminders, the full pay review, net worth over time and more. No ads, ever. Questions? support@dorosstudios.com Subscription terms: Stuffed Monthly and Stuffed Yearly renew automatically. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. Manage or cancel in your Apple Account settings after purchase. Any unused part of a free trial is forfeited when you buy a subscription. Lifetime is a one-time purchase and never renews. Privacy policy: https://dorosstudios.com/stuffed/privacy/ Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Stow and Stuffed are too close to call on the numbers: across 8 compared parameters โ price, review sentiment, update cadence and ads among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Stow sells 3 in-app purchases, starting at $4.99 per month and Stuffed sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Stow ships an update every 4 days, Stuffed every 5 days. The most recent releases landed on October 31, 2026 and November 10, 2026 respectively.
| Parameter | Stow | Stuffed |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 4 days โ better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details โ not scored | ||
| Size | 13 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Max Koumarelas | THEODORE KOUTSANTONIS |
Customer experience
Stow
Stuffed
In-app purchases
Stow
- Stow Premium โ Monthly$4.991 Month
- Stow Premium โ Annual7 Days trial$39.991 Year
- Stow Premium โ Lifetime$59.99
Stuffed
- Stuffed Monthly14 Days trial$2.991 Month
- Stuffed Yearly (Founder)$9.991 Year
- Stuffed Yearly14 Days trial$22.991 Year
- Stuffed Lifetime$39.99









