Stow vs Stuffed

Take control of every dollar — before it disappears. Stow is a privacy-first envelope budgeting app for iPhone. Divide your paycheck into envelopes, log spending in seconds, and always know exactly what's left. No bank connections. No account to create. No ads. No tracking. Your budget lives on your iPhone, where it belongs. WHY ENVELOPE BUDGETING WORKS The envelope method is nearly a century old, and it still works because it's simple: you decide what each dollar is for, and you stop when the envelope is empty. Groceries, rent, coffee, savings — whatever matters to you. Stow takes that system and makes it fit the way you actually live: in your pocket, at the register, five seconds at a time. WHAT YOU CAN DO ON THE FREE TIER - Create up to 5 envelopes with custom icons and colors - Log unlimited transactions, in seconds, with a large number pad - Choose a monthly budget period that matches how you get paid - Automatic period rollover so you start fresh every month - Full spending history for your current and previous period - Multi-currency support — auto-detected from your region - Dark mode, Dynamic Type, and full VoiceOver support - Works 100% offline — no internet required, ever STOW PREMIUM (optional) Upgrade when you're ready for more power: - Unlimited envelopes - Weekly and biweekly budget periods for paycheck-to-paycheck budgeting - Full transaction history across every past period - Spending reports, trends, and charts - CSV and PDF export for spreadsheets or tax season - Additional budget templates to jumpstart setup - Custom themes and icon packs BUILT FOR REAL PEOPLE, REAL MONEY Whether you're living paycheck to paycheck, saving for a house, paying down a credit card, or just tired of hitting Friday and wondering where it all went — Stow is the shortest path to a working budget. Log your morning coffee in two taps. See your grocery budget at a glance. Know before you swipe. PRIVACY IS NOT A FEATURE — IT'S THE FOUNDATION Most budgeting apps monetize your financial data, sell it to aggregators, or use it to train ads. Stow can't, because your data never leaves your device. There is no server. There is no analytics pipeline. We never see a cent of your spending — and we never will. The only thing that touches our systems is your App Store purchase, handled through Apple's payment infrastructure and our subscription provider (RevenueCat). Budget data stays on-device. ACCESSIBILITY Stow is designed from the ground up for everyone. Every screen supports VoiceOver, scales with Dynamic Type, works in light and dark mode, and meets WCAG AA contrast. Color is never the only way something is communicated. QUESTIONS OR FEEDBACK? Email stow.contactus@gmail.com — a real human reads every message. Privacy policy: https://maxk-37.github.io/stow-legal/#privacy Terms of service: https://maxk-37.github.io/stow-legal/#terms Stow is an independent app, built by a small team who believe personal finance software shouldn't require handing over your bank login.

Budgeting apps tell you what you spent. Stuffed tells you what is left. It is the cash envelope method on your phone. On payday you open your pay and fill your envelopes: groceries, bills, fun, whatever you need. Then you spend from an envelope, and when it is empty, it is empty. That is the whole method. It has worked on paper for a hundred years because the limit is real, and Stuffed keeps it feeling that way. PAYDAY FILLS EVERY ENVELOPE Tear open your pay and watch each envelope fill, one by one. Your savings goals and debts get their share too, and you can change any amount first. SPEND FROM AN ENVELOPE Open an envelope and add a spend, or use the + button from anywhere. Every envelope shows what it holds right now, not what it should hold. NO PAYDAY? IT STILL WORKS Living on savings, an allowance or money now and then? Budget by the month instead, and top up your envelopes whenever money comes in. KNOW WHAT IS LEFT, AT A GLANCE Home answers one question before you scroll: how much is left to spend this pay period, and about how much a day that means until payday. GOALS, DEBTS AND NET WORTH Save for a trip, pay off a card, and see what you own minus what you owe, all in one place. IT STAYS ON YOUR PHONE No account. No sign up. No bank login, ever. You type what you spend, which takes seconds and means nothing about your money leaves your phone. FREE, AND PLUS WHEN YOU WANT MORE The method is free: payday, spending, up to 10 envelopes, a savings goal, your debts, today's net worth and the home screen widget. Stuffed Plus adds as many envelopes and goals as you need, your net worth over time, and a spreadsheet of everything. A$4.99 a month, A$34.99 a year with a free week to try it, or A$89.99 once. Stuffed is made by one person in Australia. If something is wrong or missing, write to support@dorosstudios.com. A human answers. Subscription terms: Stuffed Plus Monthly and Yearly renew automatically. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. Manage or cancel in your Apple Account settings after purchase. Any unused part of a free trial is forfeited when you buy a subscription. Lifetime is a one-time purchase and never renews. Privacy policy: https://dorosstudios.com/stuffed/privacy/ Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/