Stow vs Easy Budget Planner & Tracker

Take control of every dollar — before it disappears. Stow is a privacy-first envelope budgeting app for iPhone. Divide your paycheck into envelopes, log spending in seconds, and always know exactly what's left. No bank connections. No account to create. No ads. No tracking. Your budget lives on your iPhone, where it belongs. WHY ENVELOPE BUDGETING WORKS The envelope method is nearly a century old, and it still works because it's simple: you decide what each dollar is for, and you stop when the envelope is empty. Groceries, rent, coffee, savings — whatever matters to you. Stow takes that system and makes it fit the way you actually live: in your pocket, at the register, five seconds at a time. WHAT YOU CAN DO ON THE FREE TIER - Create up to 5 envelopes with custom icons and colors - Log unlimited transactions, in seconds, with a large number pad - Choose a monthly budget period that matches how you get paid - Automatic period rollover so you start fresh every month - Full spending history for your current and previous period - Multi-currency support — auto-detected from your region - Dark mode, Dynamic Type, and full VoiceOver support - Works 100% offline — no internet required, ever STOW PREMIUM (optional) Upgrade when you're ready for more power: - Unlimited envelopes - Weekly and biweekly budget periods for paycheck-to-paycheck budgeting - Full transaction history across every past period - Spending reports, trends, and charts - CSV and PDF export for spreadsheets or tax season - Additional budget templates to jumpstart setup - Custom themes and icon packs BUILT FOR REAL PEOPLE, REAL MONEY Whether you're living paycheck to paycheck, saving for a house, paying down a credit card, or just tired of hitting Friday and wondering where it all went — Stow is the shortest path to a working budget. Log your morning coffee in two taps. See your grocery budget at a glance. Know before you swipe. PRIVACY IS NOT A FEATURE — IT'S THE FOUNDATION Most budgeting apps monetize your financial data, sell it to aggregators, or use it to train ads. Stow can't, because your data never leaves your device. There is no server. There is no analytics pipeline. We never see a cent of your spending — and we never will. The only thing that touches our systems is your App Store purchase, handled through Apple's payment infrastructure and our subscription provider (RevenueCat). Budget data stays on-device. ACCESSIBILITY Stow is designed from the ground up for everyone. Every screen supports VoiceOver, scales with Dynamic Type, works in light and dark mode, and meets WCAG AA contrast. Color is never the only way something is communicated. QUESTIONS OR FEEDBACK? Email stow.contactus@gmail.com — a real human reads every message. Privacy policy: https://maxk-37.github.io/stow-legal/#privacy Terms of service: https://maxk-37.github.io/stow-legal/#terms Stow is an independent app, built by a small team who believe personal finance software shouldn't require handing over your bank login.

SPENDING IS MESSY: MULTIPLE BANKS, CREDIT CARDS & PAYMENTS & TRANSFERS... Drop all your spending in one go, EasyBudget sorts it all. Nothing leaves your phone, no bank connection needed. Your private data stays with you, it's just processed by our fancy app algorithms! TRACK. TAG. BUDGET PLAN. EasyBudget reads your bank and credit card statements on your phone and turns them into a spending tracker, subscription manager, and a realistic budget — in seconds. No bank login. Nothing uploaded. Nothing shared. JUST GRAB YOUR STATEMENTS FROM THIS YEAR, WHEREVER YOU SPENT MONIES Drop ALL your statements — CSV or PDF from any bank. - See where your money really went, in seconds - Tag spending once — remembered forever - Manage your active subscriptions - Budget the rest of the year, realistically P.S. the app figures out and matches self transfers between your own banks and makes sense of it all! Easy, right? SEE SPENDING HABITS IN SECONDS Your dashboard builds itself: what you spent, what came in, what's left — with insights you didn't ask for... but need. Food delivery creeping up? One big day that ate the month? 15 visits to the same coffee shop? EasyBudget notices. And lets you know. INVESTIGATE UNKNOWN SPENDING Anything unclear is gathered into a two-step review — with the original statement lines right there, so you decide from the receipts, not guesses. It's really helpful for catching duplicate transactions - try it and investigate! TAG ONCE, REMEMBERED FOREVER AI is overrated. We made something better. File any merchant under Spending, Subscriptions, House bills, Family, Savings — or create your own tags like Holiday. Every future upload obeys automatically. The more you use it, the smarter your budget gets. EVERY SUBSCRIPTION, CAUGHT Recurring charges are found automatically and totalled — including the ones you forgot. A monthly check-in links straight to your iPhone's subscription list so nothing hides. ITS SO COOL. Just be sure to keep our subscription pls MONEY YOU MOVED, NEVER LOST Payments to people and transfers to savings are grouped across your banks and kept out of Spending — so your totals reflect what you actually spent, and family support isn't mislabelled as shopping. SEE THE YEAR SO FAR Every month, one tap away. Peak month, direction of travel, your #1 merchant, your run rate — the whole year reads itself. PLAN THE REST, REALISTICALLY Your Planner is built from your real monthly averages, not wishful numbers. Tap a month, apply your averages, add one-offs like flights or gifts, and see exactly what's left from your income. NET WORTH, IS IT GROWING? Add what you own — cash, house, car, stocks — and watch net worth today become net worth in a year, powered by what you actually keep each month. PRIVATE BY DESIGN No bank login — nothing to connect, nothing to breach Statements are read on your device and never uploaded One tap forgets everything. Your money is your business. EasyBudget keeps it that way. Privacy Policy, T&Cs https://easy-apps.notion.site/EasyBudget-Privacy-Policy-T-Cs-EULA-3a33a9e1318580c0aef6fea34cb42d48? FAQ & Support Page https://easy-apps.notion.site/EasyBudget-FAQ-Support-Page-3a33a9e131858028b01ee26793053ed7? EULA Terms of Use https://easy-apps.notion.site/EasyBudget-Privacy-Policy-T-Cs-EULA-3a33a9e1318580c0aef6fea34cb42d48?