Amazing for budgeting
This has been a game changer for me, I’ve been able to keep track with my spending and save money for a rainy day
Free
In-App Purchases
About
This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.
✓Envelope budgeting
✓Offline operation
✓Privacy-focused
✓Quick transaction logging
✓Customizable envelopes
✓Multi-currency support
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What's New in Stow
1.0.1
April 24, 2026
Performance improvements and minor fixes
Subscription plans
Stow Premium — Annual
Full access to Stow Premium, billed annually.
$39.991 Year
7 Days trial1
In-App Purchases
$59.99
Stow Premium — Lifetime
Pay once and use Stow Premium forever.
User reviews
FAQ
What is Stow?
Stow is a privacy-first envelope budgeting app for iPhone. It helps you manage your money by dividing your paycheck into virtual envelopes and tracking your spending in real-time, all while operating 100% offline.
How does Stow's envelope budgeting work?
You create virtual envelopes for different spending categories like groceries or rent. As you spend, you log transactions, and Stow shows you how much is left in each envelope, preventing overspending.
Is Stow free to use?
Stow offers a free tier that allows you to create up to 5 envelopes and log unlimited transactions. For unlimited envelopes, advanced features like reports, and export options, a premium subscription is available.
Does Stow connect to my bank account?
No, Stow does not connect to any bank accounts. It is designed to be a privacy-first app, meaning your financial data stays on your device and is never shared or tracked.
What are the premium subscription options for Stow?
Stow Premium offers monthly ($4.99) and annual ($39.99) subscription plans. The annual plan includes a 7-day free trial.
Can I export my data from Stow?
Yes, CSV and PDF export for spreadsheets or tax season is available with Stow Premium. This allows you to analyze your spending trends and history in more detail.
Does Stow have ads?
No, Stow is ad-free. The app emphasizes privacy and does not use advertisements to monetize its services.
What devices is Stow available on?
Stow is currently available for iPhone. It supports features like Dark Mode, Dynamic Type, and VoiceOver for enhanced accessibility.
