Money Melon vs Flow Expense Tracker

Track income and expenses, manage your money, and plan budgets all in one app. Money Melon is a personal finance and expense tracker built for fast logging and everyday ease, with complete money management tools from receipt scanning and installment tracking to gold portfolios and in depth analytics. Free to start. An offline expense tracker where your core data stays on your device. Fully supports English and Thai. Log an Expense in 3 Seconds • Quick Add: pin your most used transactions to the home screen and log them in one tap • AI Receipt Scanner: snap a photo of a receipt or transfer slip and the app reads the amount, date, and category automatically • Voice Logging: say it out loud and the app turns it into a transaction • Smart Text: type several items at once and the app splits the amounts for you • Home Screen Widget: check today's total and log an expense without opening the app • Built in Calculator: run the numbers while you type • Templates: build shortcuts for the expenses you repeat Accounts and Credit Cards • Multiple account types: cash, bank accounts, digital wallets, and credit cards • Credit card management: separate swiped amounts from statement balances and settle from any account • Transfers between accounts, split transfers, and bill splitting with friends • Balance adjustment to bring any account back in line with reality • Multi currency support with automatic exchange rates, made for travelers and expats Budget Planner and Savings Goals • Set budgets by category and keep monthly spending under control • Alerts before a budget runs out, plus how much you can still spend per day • Count based budgets too, such as no more than 8 food deliveries a month • Savings goals and savings charts to build the habit for real • Accumulated savings so you can see exactly how much you have set aside Gold, Stocks and Net Worth • Gold portfolio for 96.5% gold bars, gold jewelry, and 99.99% gold bars • Enter weight in baht, salueng, grams, or troy ounces • Separate craftsmanship fees from the real gold price so your cost basis is honest • Live gold prices pulled in to calculate gains and losses automatically • Stock portfolio to track holdings with cost basis and current value • Net worth that adds up cash, gold, and stocks, then subtracts your debt Debt, Loans and Installments • Installment tracker for homes, cars, and gadgets with payment schedules and interest • Credit card installments kept separate from your card balance • Lend and borrow tracker with outstanding balances, interest rates, due dates, and batch settlement • Bill reminder for pending and overdue payments so nothing slips • Recurring transactions for expenses and transfers that repeat every cycle Reports and Analytics • Daily, weekly, monthly, and yearly overviews broken down by category • Spending trends compared across any two periods • Spending heatmap that shows at a glance which days hit hardest • Financial calendar for daily income and expenses in calendar view • Summaries by tag, by person, and by subcategory • Export PDF and CSV reports: full transaction history, statements, yearly summaries, debt reports, and net worth Fully Customizable • Customizable home screen where you choose and reorder the sections you care about • Multiple ledgers to keep personal, business, and travel money apart • Tags and subcategories for flexible grouping and fast search • Light and dark themes, plus alternate app icons • Daily reminders so you never forget to log an expense • Fully supports English and Thai Secure Backup • Automatic cloud backup through your Google Account • Restore anytime, so nothing is lost when you switch phones • Core data stored on device and usable without an internet connection Start tracking your expenses today and find out where the money actually goes. Download Money Melon now. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moneymelon.co/th/privacy

Flow Expense Tracker helps you understand spending without giving up your privacy. FREE — CORE TRACKING • Add expenses and income manually • Scan receipts and Thai transfer slips (on-device OCR) • Dashboard with week and month views • Home screen widgets • Recurring bills and income • Face ID / passcode lock • Your data stays on your device by default • Available in English and Thai FLOW PREMIUM (optional) Choose monthly, yearly, or lifetime: • Yearly spending analytics • Custom categories • Smart slip rules • CSV export for accounting • Optional iCloud sync across your Apple devices Private by design. No Sovereign Apps server reads your transactions. Recognition happens on device. Privacy Policy: https://www.sovereignapps.dev/privacy#flow Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/