Comparison

ManualFlow vs Flow Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ManualFlow

Features
Read full description

Track expenses, set budgets, and reach savings goals, all 100% offline and private. ManualFlow keeps YOUR data on YOUR device. No bank linking, no account required, no cloud servers. SMART BUDGET MANAGEMENT • Set spending limits by category with smart alerts • Real-time budget tracking with progress indicators • Monthly and annual budget analysis • Overspending notifications to keep you on track EXPENSE TRACKING MADE SIMPLE • Lightning-fast transaction entry with intelligent categorization • Multi-currency support with 150+ currencies worldwide • Attach notes and details to every transaction • Income and expense tracking with visual insights SAVINGS GOALS • Create and track savings goals with visual progress • Multiple goal types: savings, debt payoff, emergency funds • Milestone celebrations to maintain motivation • Goal-based spending recommendations 100% OFFLINE & PRIVATE • Zero third-party servers — your data stays on YOUR device • No account registration required • Optional cloud backup to YOUR OWN Google Drive or iCloud • You own and control 100% of your data POWERFUL ANALYTICS • Beautiful spending breakdowns by category and time • Monthly, quarterly, and yearly trend analysis • Account-wise spending distribution • Interactive charts for deeper financial insights COMPLETE ACCOUNT MANAGEMENT • Unlimited accounts: checking, savings, cash, credit cards, loans • Account balance tracking with transaction history • Transfer management between accounts • Account-based filtering and reporting PROFESSIONAL TOOLS • CSV/JSON export for tax preparation and analysis • Cloud backup to Google Drive or iCloud (stored in YOUR account) • Local data backup and restore functionality • Dark/light theme with system sync • Biometric app lock for extra security ADVANCED FEATURES • Recurring transaction templates • Custom category creation with icons • Transaction search and advanced filtering • Bulk transaction operations • Native iOS design for iPhone and iPad WHY MANUALFLOW? Unlike finance apps that link to your bank or store data on third-party servers, ManualFlow is built for manual tracking — fast entry, full control, zero exposure. This means: • No bank linking — enter what you spend, when you spend it • No third-party servers — we never see or store your data • Works completely offline (cloud backup is optional) • Your data stays yours forever ManualFlow Pro: $5.99/month or $59.99/year. One subscription unlocks everything — no tiers, no ads. Perfect for privacy-conscious users, families managing household budgets, students tracking spending, and anyone who values data ownership and financial clarity. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://lid-web-privacy.web.app/cashflow-privacy-policy.html Download ManualFlow today and take back control of your finances.

About

Flow Expense Tracker

Features
Read full description

Flow Expense Tracker helps you understand spending without giving up your privacy. FREE — CORE TRACKING • Add expenses and income manually • Scan receipts and Thai transfer slips (on-device OCR) • Dashboard with week and month views • Home screen widgets • Recurring bills and income • Face ID / passcode lock • Your data stays on your device by default • Available in English and Thai FLOW PREMIUM (optional) Choose monthly, yearly, or lifetime: • Yearly spending analytics • Custom categories • Smart slip rules • CSV export for accounting • Optional iCloud sync across your Apple devices Private by design. No Sovereign Apps server reads your transactions. Recognition happens on device. Privacy Policy: https://www.sovereignapps.dev/privacy#flow Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ManualFlow4 screens
Flow Expense Tracker3 screens

Verdict

The call

The clearest difference is ads: Flow Expense Tracker at none against ManualFlow's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. ManualFlow sells 2 in-app purchases, starting at $5.99 per month and Flow Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ManualFlow ships an update every 4 weeks, Flow Expense Tracker every 3 weeks. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard1 real difference Ā· 5 level
ManualFlow versus Flow Expense Tracker: the parameters behind the verdict, then further details
ParameterManualFlowFlow Expense Tracker
PriceFreeFree
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size56 MB6 MB
Age rating4+4+
DeveloperMuge AkalinPeeraphol Kamolnawin

In-app purchases

2 purchases

ManualFlow

Subscriptions2
  • Monthly Premium Access$5.991 Month
  • Yearly Premium Access$59.991 Year
3 purchases

Flow Expense Tracker

Subscriptions2
  • Monthly$0.991 Month
  • Yearly$7.991 Year
One-time1
  • Lifetime$12.99

Questions

Is ManualFlow free?
ManualFlow is free to download, with in-app purchases available.
Is Flow Expense Tracker free?
Flow Expense Tracker is free to download, with in-app purchases available.
Do ManualFlow or Flow Expense Tracker have ads?
ManualFlow shows ads; Flow Expense Tracker does not.
Which is updated more often, ManualFlow or Flow Expense Tracker?
ManualFlow ships an update every 4 weeks, and Flow Expense Tracker every 3 weeks. Most recently, ManualFlow was updated on October 25, 2026 and Flow Expense Tracker on October 31, 2026.

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