Masareef vs Hesabaty

Masareef (مصاريف) is a personal-finance app built for Egypt. It turns the bank SMS you already receive into a clear, organized picture of your money - so you always know what you spent, what's coming, and where you stand. WHAT YOU CAN DO - Capture transactions from bank SMS and categorize them automatically - See spending by category, by week or month, with clean visual breakdowns - Track upcoming bills and recurring subscriptions - Ask Masareef about your money and get personalized budget help - Switch instantly between Arabic (RTL) and English (LTR) PRIVATE BY DESIGN - Local-first: your financial data is stored encrypted on your device - We never sell your data - Optional Face ID lock for the app Masareef is free to use.

Hesabaty is the personal-budgeting app built for Egypt. Track every pound — automatically. Privacy Policy: https://hesabatypersonal.vercel.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ — AUTOMATIC SMS TRACKING — Hesabaty parses bank SMS from 12 Egyptian banks (CIB, NBE, Banque Misr, AAIB, QNB, ADCB, HSBC, Emirates NBD, Mashreq, Suez Canal Bank, Faisal Islamic, ABC) using a one-time iOS Shortcut setup. Every transaction lands in your dashboard the moment your bank texts you — no copy-paste, no waiting until end of month. — APPLE PAY READY — Tap, pay, tracked. Hesabaty integrates with Apple Pay through a Shortcut so contactless payments show up in your budget instantly. — SMART MONTHLY BUDGETS — Set a budget per category and let Hesabaty roll the leftover into next month automatically. Watch overspending in real time with a clear progress ring on each category. No more guessing where the money went. — SAVINGS GOALS — Working toward a new phone, a trip, or an emergency fund? Create a goal, set a target, and Hesabaty shows your progress every time you save. — SUBSCRIPTIONS & BILLS — Track every recurring charge — Netflix, ADSL, gym, school fees — and get a heads-up before each renewal so nothing slips through. — TRENDS & INSIGHTS — See where your money goes across weeks and months with category breakdowns, top merchants, and a smart AI assistant that answers questions about your own spending in plain English or Arabic. — PRIVATE BY DESIGN — Your raw SMS messages never leave your phone unencrypted. Bank text is parsed locally and only the structured transaction (amount, merchant, category) is stored. We never sell your data and never share it with third parties. Every database table is protected with row-level security so only you can read your own data. — ARABIC + ENGLISH — Fully translated with proper right-to-left layout. The app feels native in both languages. — HESABATY PRO — Upgrade to Pro to unlock: • Unlimited AI budgeting assistant chat • AI-powered monthly spending insights • Unlimited bank-SMS auto-tracking (free tier is 30/month) • Export to CSV / PDF for your accountant or records • Priority support Pro is billed monthly or yearly — cancel anytime from your Apple ID subscriptions. — BUILT FOR EGYPT — EGP as the primary currency. InstaPay fees applied automatically on outgoing transfers so your balance matches your bank statement. Cairo timezone for budget resets. Categories tuned for how Egyptians actually spend. Start free. Upgrade when you're ready.