FastMoni vs SmartChi

FastMoni – a fast, free expense tracker and budget planner for you and your family. Log an expense in 3 seconds with a smart numpad or just your voice. Track cash flow, set budgets, manage debts, follow your gold and savings goals – all in one app. WHY FASTMONI? SUPER-FAST LOGGING • Numpad built for money entry, with smart amount suggestions • Say "coffee 5 dollars" and FastMoni logs it for you by voice • Categories and subcategories for detailed tracking • Multiple wallets: cash, bank, credit card, savings – transfer between them anytime • Recurring transactions for rent, salary and monthly bills SPENDING MOMENTS Snap a photo when you log an expense to remember meals, trips and receipts. Relive each month as a beautiful photo album. FAMILY FINANCE Create a family group and invite members with a QR code. See shared income and spending, contributions to the family fund and what each member spends. SMART BUDGETS Set monthly budgets for total spending or for each category. Get alerts at 80%, 90% and 100% of your budget. DEBT BOOK – LEND & BORROW Keep track of who owes you and who you owe. Follow due dates, get overdue alerts and record every repayment. GOLD, EXCHANGE RATES & NET WORTH Track your gold holdings with live gold prices and view currency exchange rates. Your net worth is calculated automatically from wallets, loans, debts and gold. SAVINGS GOALS Set a goal for every plan, track your progress and see your estimated completion date. Deposit and withdraw flexibly between wallets. REPORTS & INSIGHTS Clear income and expense charts by week, month and year. Smart insights reveal your spending habits, and a financial health score gives you the big picture. REMINDERS & WIDGETS Daily spending summary, daily logging reminders and logging streaks. Home screen widgets in 2 sizes show your balance and today's spending at a glance. SAFE & CONVENIENT • Unlock with Face ID / Touch ID or a PIN • Cloud sync with Google & Apple sign-in • Export reports to Excel and back up all your data • 9 currencies and 20 languages • Dark mode and 16 theme colors Download FastMoni and take control of your money today! Terms of Use: https://fastmoni.bizfast.com.vn/terms-of-use Privacy Policy: https://fastmoni.bizfast.com.vn/privacy-policy

SmartChi makes tracking your personal expenses fast, simple, and smart — powered by AI that runs entirely on your device. No account, no internet required. - AI QUICK ADD Just type a line like "Coffee at Highlands 45k" — AI automatically splits out the merchant, amount, and suggests the right category, saving instantly. No more multi-field forms for every expense. - AUTOMATIC RECEIPT SCANNING Snap a photo or pick one from your library, and on-device AI reads the amount, date, and merchant name for you to confirm — far faster than typing it all by hand. - AI THAT LEARNS YOUR HABITS The category classifier learns from your own spending patterns and corrections over time, getting smarter with every use — not a rigid fixed keyword list. - SMART BUDGETS Set monthly limits per category and get warned the moment you're approaching or over budget — proactive, not just a report after you've already overspent. - FORECASTING & ANOMALY DETECTION Estimates next month's spending using a weighted average of recent months, and flags categories that spike unusually compared to your normal habits. - 8 LANGUAGES, 8 CURRENCIES Vietnamese, English, Chinese, Spanish, French, Japanese, Korean, German — pick a language and the matching currency (VND, USD, EUR, CNY, JPY, KRW...) is set automatically, changeable independently anytime. - PRIVATE BY DESIGN Lock the app with Face ID/Touch ID to protect your personal spending data. Every AI feature — categorization, receipt OCR, forecasting — runs 100% on-device. No server, no account, no ads, no trackers of any kind. - HOME SCREEN & LOCK SCREEN WIDGETS Glance at this month's total spending, your logging streak, and the budget you're closest to hitting — right from your Home Screen, no need to open the app. - DAILY REMINDERS Turn on a nightly reminder so you never miss logging a transaction, building a lasting money-tracking habit. - MODERN CARD-BASED UI A clean, card-based design with full Light/Dark mode support — easy on the eyes, easy for anyone to use. Download SmartChi today and start managing your money smarter — fast, private, and completely free.