Settlify vs OCBC Whole of Wealth (WoW)

Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert — no hidden conversions that leave you questioning the numbers. HOW IT WORKS • Starting: open in the web or in the app, create the group, share a link. • Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. • Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything — not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share — Revolut, Twint, and more — so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split — a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. • No ads, no tracking. You are not the product. • We only track what you tell us. • We don't offer any banking products or promotions. Independent from all banks. • No money changes hands via Settlify.

Get ready for a holistic wealth experience with the all-new OCBC Whole of Wealth (WoW) app. With our AI-powered avatar, access a holistic view of your wealth and ask questions, identify risks, spot opportunities, and stay ahead, all in one sleek experience. YOUR 24/7 AI-POWERED AVATAR Ask away. From your holdings to market trends, get insights and ideas —anytime, anywhere. A HOLISTIC VIEW OF YOUR WEALTH PORTFOLIO Everything you need. All in one place. Analyse how your investments stack up against OCBC model portfolios, track all your holdings in one place, discover investment ideas, and understand your exposures—from risks to currency shifts and market scenarios that could shape your next move. MARKET NEWS THAT MATTERS Get real-time market tickers, trusted Reuters updates, and OCBC research views to understand impact to your holdings as markets change—all thoughtfully curated to help you cut through the noise, spot what’s important, and act with confidence. SAVE FOR LATER Bookmark investment ideas and save articles to build your own personal library of insights and opportunities—ready whenever you are. GROW YOUR WEALTH WITH CONFIDENCE Log in seamlessly via your OCBC Singapore App and enjoy a smooth, secure experience designed around you.