Spliteo vs AxioPersonal

Spliteo makes it easy to split expenses with friends, roommates and your partner. Create a group, share one link on WhatsApp, and everyone sees who paid, who owes and how to settle up. The free plan has no daily limit on expenses: add as many as you need. Invite your group with one link • Share your group's link on WhatsApp or any chat. Friends open it on their phone or on the web and join in a few taps. • Anyone in the group can invite, not only the person who created it. • Added someone by name before they had the app? When they join, they pick their name and keep their expenses and balance. • A new welcome screen helps you get started the first time you open the app. Split bills your way • Split evenly, by amount or by parts (for example, 2 to 1). • Several people can pay for the same expense. • Add people without an account by name, and invite them whenever they want the app. • Scan a receipt to fill in the amount and items. Clear balances, fewer payments • See who owes whom in each group and across all your groups. • Settle-up suggestions keep the number of payments low. • Record a payment when someone pays you back. Spliteo never moves money and never connects to your bank. Made for trips, shared homes and couples • 107 currencies. Each balance stays in its own currency, so a trip paid in euros and dollars keeps two exact balances. • Groups for trips, rent and bills, dinners and events. • English and Spanish, light and dark mode. • Sign in with email, Google or Apple. Your groups sync between your iPhone, your iPad and the web at spliteo.app. Your own money in the same app • Track your personal income and expenses. • Group expenses can flow into your personal finances. • Set a budget and a savings goal. Free plan • Unlimited expenses, with no daily or monthly limit • Up to 6 groups (groups you create and groups you join count together) • Split evenly, by amount or by parts • People without an account in your groups • 3 receipt scans a month • 1 budget, 1 savings goal and 1 active recurring expense • CSV export of the last 30 days and category analytics Spliteo Premium • No limit on groups • 20 receipt scans a month, plus receipt photos attached to expenses • Unlimited budgets, savings goals and recurring expenses • Personal finances in several currencies, with advanced filters, trends and currency conversion • PDF exports and CSV exports of up to 1 year • Advanced analytics (90-day range) and 5 years of history • AI assistant connector: use Spliteo from Claude or ChatGPT • Priority support Premium costs US$1.99 a month or US$19.99 a year in the US; the App Store shows the price for your country before you subscribe. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the current period ends. You can manage or cancel it in your App Store account settings. Questions or ideas? Write to support@spliteo.app. Privacy policy: https://www.spliteo.app/privacy-policy/ Terms of use: https://www.spliteo.app/terms-of-service

AxioFlowPersonal Finance Tracker AxioFlowPersonal is a simple, private personal finance tracker designed to help you take control of your money. Track income and expenses, manage multiple accounts, set budgets, schedule recurring payments, and monitor installments, all from one clean and intuitive interface. Quickly log transactions from your iPhone Home Screen with the interactive AxioFlowPersonal widget. YOUR MONEY, YOUR DEVICE All your financial data stays on your device. Nothing is sent to external servers. If you enable iCloud Sync or Backup, your data is stored in your own iCloud account and never shared with anyone. INTERACTIVE HOME SCREEN WIDGET Manage your finances without opening AxioFlow. • See the balances of your 3 most-used accounts
• Quickly add Income, Expense, or Transfer
• Select an account, enter an amount, and choose a category from the widget
• Complete transactions without opening the main app
• Widget balances update automatically DASHBOARD AT A GLANCE See monthly income, expenses, and net balance in one place. The Due Today panel highlights bills and scheduled payments that need attention. View income and expense breakdowns and spending trends over time. TRANSACTION TRACKING Log income, expenses, and transfers with a built-in calculator. Browse by month in list view or by date in calendar view. Filter by account and see running balances. Swipe to delete or tap to edit. MULTIPLE ACCOUNTS Manage up to 6 account types: Cash, Debit, Credit, eWallet, Loan, and Savings. Choose which accounts are included in your total balance, track credit card debt separately, and transfer money between accounts. SCHEDULED TRANSACTIONS Set up recurring payments daily, weekly, monthly, yearly, or at the end of the month. Post full or partial amounts when they come due. Edit a single occurrence or future occurrences. Completed and expired items are automatically archived. INSTALLMENT TRACKING Track payment plans such as phone installments or loans. See how many periods you've paid and how many remain. Each installment can automatically create a scheduled transaction. BUDGETS Set monthly spending limits for expense categories and track your progress at a glance. NET WORTH See your overall financial picture with a net worth figure based on your assets and liabilities, including credit card debt and remaining installments. SPENDING INSIGHTS See your savings rate, month-over-month spending change, average daily spend, biggest expense, and top 3 expense categories. BILL REMINDERS Get push notifications when scheduled payments are due and choose your preferred reminder time. CATEGORIES Use built-in expense and income categories. Pro users can add custom categories, rename existing ones, and delete categories they don't need. iCLOUD SYNC & BACKUP Keep your data updated across devices with iCloud Sync. Create timestamped backups and restore previous backups at any time. Auto Backup runs daily when enabled. EXPORT Export transactions as a CSV spreadsheet or printable PDF report. Select a date range and get a clean summary of income, expenses, and net totals. THEMES Choose Dark, Light, or System theme. FREE TO USE AxioFlowPersonal is free with core features including up to 3 accounts, 5 scheduled transactions, and full transaction tracking. Upgrade to Pro for unlimited accounts and scheduled transactions, budgets, installments, net worth, charts, spending insights, bill reminders, iCloud Sync & Backup, exports, all themes, custom categories, and an ad-free experience. PRO OPTIONS • Monthly or Yearly subscription with a 7-day free trial
• Lifetime purchase for ₱1,290 with no recurring charges Privacy Policy: https://github.com/jchtaniegra17/axioflow-personal-privacy
Terms of Use: https://github.com/jchtaniegra17/axioflow-personal-terms