AxioPersonal vs SpendGrid
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
AxioPersonal
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AxioFlowPersonal Finance Tracker AxioFlowPersonal is a simple, private personal finance tracker designed to help you take control of your money. Track income and expenses, manage multiple accounts, set budgets, schedule recurring payments, and monitor installments, all from one clean and intuitive interface. Quickly log transactions from your iPhone Home Screen with the interactive AxioFlowPersonal widget. YOUR MONEY, YOUR DEVICE All your financial data stays on your device. Nothing is sent to external servers. If you enable iCloud Sync or Backup, your data is stored in your own iCloud account and never shared with anyone. INTERACTIVE HOME SCREEN WIDGET Manage your finances without opening AxioFlow. β’ See the balances of your 3 most-used accountsβ¨β’ Quickly add Income, Expense, or Transferβ¨β’ Select an account, enter an amount, and choose a category from the widgetβ¨β’ Complete transactions without opening the main appβ¨β’ Widget balances update automatically DASHBOARD AT A GLANCE See monthly income, expenses, and net balance in one place. The Due Today panel highlights bills and scheduled payments that need attention. View income and expense breakdowns and spending trends over time. TRANSACTION TRACKING Log income, expenses, and transfers with a built-in calculator. Browse by month in list view or by date in calendar view. Filter by account and see running balances. Swipe to delete or tap to edit. MULTIPLE ACCOUNTS Manage up to 6 account types: Cash, Debit, Credit, eWallet, Loan, and Savings. Choose which accounts are included in your total balance, track credit card debt separately, and transfer money between accounts. SCHEDULED TRANSACTIONS Set up recurring payments daily, weekly, monthly, yearly, or at the end of the month. Post full or partial amounts when they come due. Edit a single occurrence or future occurrences. Completed and expired items are automatically archived. INSTALLMENT TRACKING Track payment plans such as phone installments or loans. See how many periods you've paid and how many remain. Each installment can automatically create a scheduled transaction. BUDGETS Set monthly spending limits for expense categories and track your progress at a glance. NET WORTH See your overall financial picture with a net worth figure based on your assets and liabilities, including credit card debt and remaining installments. SPENDING INSIGHTS See your savings rate, month-over-month spending change, average daily spend, biggest expense, and top 3 expense categories. BILL REMINDERS Get push notifications when scheduled payments are due and choose your preferred reminder time. CATEGORIES Use built-in expense and income categories. Pro users can add custom categories, rename existing ones, and delete categories they don't need. iCLOUD SYNC & BACKUP Keep your data updated across devices with iCloud Sync. Create timestamped backups and restore previous backups at any time. Auto Backup runs daily when enabled. EXPORT Export transactions as a CSV spreadsheet or printable PDF report. Select a date range and get a clean summary of income, expenses, and net totals. THEMES Choose Dark, Light, or System theme. FREE TO USE AxioFlowPersonal is free with core features including up to 3 accounts, 5 scheduled transactions, and full transaction tracking. Upgrade to Pro for unlimited accounts and scheduled transactions, budgets, installments, net worth, charts, spending insights, bill reminders, iCloud Sync & Backup, exports, all themes, custom categories, and an ad-free experience. PRO OPTIONS β’ Monthly or Yearly subscription with a 7-day free trialβ¨β’ Lifetime purchase for β±1,290 with no recurring charges Privacy Policy: https://github.com/jchtaniegra17/axioflow-personal-privacyβ¨Terms of Use: https://github.com/jchtaniegra17/axioflow-personal-terms
SpendGrid
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SpendGrid: Expense Tracker Take control of your money with SpendGrid β your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES β’ Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. β’ Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more β then customize or create your own with personal color labels. β’ Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. β’ Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. β’ Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. β’ Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. β’ Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities β all in one place. β’ Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet β great for backups, tax prep, or sharing with an accountant. β’ Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. β’ Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: β’ iCloud backup & restore to keep your data safe across devices β’ Unlimited budgets per category β’ Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html
Screenshots
Verdict
The clearest difference is iOS requirement: AxioPersonal at 15.0 against SpendGrid's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. AxioPersonal sells 2 in-app purchases, starting at $1.99 per month and SpendGrid sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
AxioPersonal ships an update every 4 days, SpendGrid every 3 days. Both last shipped on October 31, 2026.
| Parameter | AxioPersonal | SpendGrid |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | Every 3 days β better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.0 β better | 18.6 |
| Further details β not scored | ||
| Size | 13 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Hazel Taniegra | Janki Kachhiya |
In-app purchases
AxioPersonal
- AxioFlow Personal Pro7 Days trial$1.991 Month
- AxioFlow Personal Pro7 Days trial$14.991 Year
SpendGrid
- SpendGrid Pro β Monthly$1.991 Month
- SpendGrid Pro β Annual7 Days trial$9.991 Year
- SpendGrid Pro β Lifetime$24.99









