Comparison

IKAR vs TenPayGo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IKAR

Features
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请注意:本应用不提供股票或其他金融资产交易功能,亦不提供任何投资建议。 IKAR是一款面向投资者的新型工具:在记录股票交易与账户盈亏的同时,结合专业算法实时追踪您的炒股压力和情绪变化,帮助您在投资过程中关注自己的情绪与压力,让您从投资学和心理学等方面了解您的交易行为,为您日后做出交易决策打下更好的基础。 我们承诺,本应用将永不添加任何广告,清爽简洁。 【主要功能】 * 炒股情绪实时追踪:实时追踪您在炒股时的压力指数和情绪变化。 * 压力变化实时显示:开启实时追踪后,可在拥有灵动岛的机型中,实时的在灵动岛中展示压力指数。 * 交易与压力关联:在交易记录中可查看该笔交易发生时的压力指数(若当时在追踪),便于复盘情绪与决策。 * 多账户多币种管理:支持多币种、多账户,分别记录不同市场的交易与资产,包含:人民币(CNY)¥、美元(USD)$、港元(HKD)HK$、澳门币(MOP)MOP$、台币(TWD)NT$、欧元(EUR)€、英镑(GBP)£、日元(JPY)¥、瑞士法郎(CHF)CHF、加元(CAD)C$、澳元(AUD)A$、新加坡元(SGD)S$、新西兰元(NZD)NZ$、韩元(KRW)₩、印度卢比(INR)₹ * 交易记录和摊薄成本:记录每笔买入/卖出(股票代码、数量、价格、手续费等),支持精确到秒的交易时间,便于回顾。 * 持仓与盈亏:根据交易自动汇总持仓与成本,输入当前价格即可查看浮动盈亏与盈亏率。 * 盈亏日历:按日记录盈亏与盘后本金,查看月度、年度收益与收益率。 【付费内容】 App包含需要购买的高级服务功能,包含无限制次数的压力追踪、盈亏记录、交易记录、摊薄成本计算、压力与交易管理、目标测算、多账户多币种管理等功能。 其中:一月会员6元人民币,一年会员88元人民币,三年会员158元人民币,永久会员298元人民币。 该app包含自动续期订阅服务: 您的付款成功后,订阅信息会记入你的Apple帐号; 如需取消订阅,请在订阅到期24小时前,手动取消订阅; 订阅到期24小时前,会自动扣取下一周期的费用。 【权限说明】 App会调用通知功能,在检测到您的压力达到预设阀值后会触发弹窗通知。 App会在支持灵动岛的设备中启用灵动岛功能,您的压力数据可以实时显示在灵动岛中。此功能需保持APP后台实时活动,可能会加大手机耗电量,请您注意。 App会调用HealthKit功能,以获取您的呼吸频率、心率数据,您的健康数据将全部保存在本机,不上传、不收集个人隐私。 【隐私提醒】 所有账户、交易、盈亏、压力等数据仅保存在您的设备本地,我们不会收集或上传您的个人与健康数据 。压力指数与统计结果仅供个人参考与自我管理使用。 【免责申明】 本应用并不提供任何股票或金融资产交易功能,本应用也不提供任何投资建议。 本应用提供的压力指数、资产统计、盈亏记录等功能仅供您个人参考与自我管理使用,不构成任何投资建议或专业医疗、心理建议。 用户协议网址:https://docs.qq.com/doc/DUVJZY3J1VFFWZGNt 隐私协议网址:https://docs.qq.com/doc/DUURiU2J1QmxXb2hq

About

TenPayGo

Facilitates payments in China at merchants accepting Weixin Pay, eliminating the need for cash or change. It covers various daily expenses like shopping, dining, and transportation, with more services planned.

Highlights
  • Direct payment at Weixin Pay merchants
  • Covers shopping, dining, and transportation
  • Transaction history tracking
  • Supports everyday spending scenarios
  • Gradual rollout of new services
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TenPayGo makes your trip to China easier. At merchants that accept Weixin Pay, you can pay directly with TenPayGo, without exchanging cash or preparing change. -Covers everyday spending scenarios including shopping, dining, transportation, hotels, attractions, entertainment, and health. -View transaction history to check your budget and bills more easily. -More local transportation and lifestyle services will be rolled out gradually.

Screenshots

IKAR4 screens
TenPayGo4 screens

Verdict

The call

The clearest difference is in-app purchases: TenPayGo at none against IKAR's 4. TenPayGo also leads on iOS requirement (15.0 vs 17). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IKAR sells 4 in-app purchases, starting at $1.99 per month. TenPayGo asks for nothing beyond the download.

UpkeepUpdate frequency

IKAR ships an update every 8 days, TenPayGo weekly. The most recent releases landed on October 3, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
IKAR versus TenPayGo: the parameters behind the verdict, then further details
ParameterIKARTenPayGo
PriceFreeFree
Rating—3.2 (58 ratings) — better
Positive reviews—35.0% of reviews
Number of ratings—58 — better
Update frequencyEvery 8 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPadiPhone, iPod
Requires iOS1715.0 — better
Further details — not scored
Size5 MB98 MB
Age rating4+4+
DeveloperWuhan Starlink Network Technology Co., Ltd.Tencent Technology (Shenzhen) Company Limited

In-app purchases

4 purchases

IKAR

Subscriptions2
  • 包月高级会员$1.991 Month
  • 一年高级会员$12.991 Year
One-time2
  • 三年高级会员$22.99
  • 永久钻石会员$39.99
None

TenPayGo

No in-app purchases

Questions

Is IKAR free?
IKAR is free to download, with in-app purchases available.
Is TenPayGo free?
TenPayGo is free to download, with no in-app purchases.
Do IKAR or TenPayGo have ads?
Neither IKAR nor TenPayGo shows ads.
Which is updated more often, IKAR or TenPayGo?
IKAR ships an update every 8 days, and TenPayGo weekly. Most recently, IKAR was updated on October 3, 2026 and TenPayGo on October 17, 2026.

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