Comparison

Monthly vs SubTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Highlights
  • Automatic fixed cost calculation
  • Income and expense tracking
  • Payment reminders
  • Category-based spending statistics
  • CSV data export
  • Home screen widgets
Features
Read full description

Monthly shows what’s left of your income after rent, bills, and subscriptions – without tracking every coffee. Add your income and recurring expenses once. Monthly uses their schedules and due dates to work out your budget. FIXED COSTS WITHOUT THE MATH Rent every month, insurance once a year: Monthly includes each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, whether that’s payday or another date that suits you. Roll your remaining budget into the next month if you want to, and make adjustments when needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for an individual expense. You choose the day and time, and Monthly sends you a notification. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. The Control opens the new-expense form straight from Control Center. CSV EXPORT Export your income and expenses as a CSV file to review them in a spreadsheet or use them elsewhere. FREE & PRIVATE No ads, tracking, subscription fees, or sign-up. Monthly stores your entries locally on your device, with no cloud syncing. Plan your month knowing what’s left for you.

About

SubTrack

Features
Read full description

**0,99 € — Einmalkauf** Kein Abo, keine In-App-Käufe, keine Werbung. / No subs, no in-app purchase, no ads SubTrack zeigt dir auf einen Blick: - Monatliche Gesamtkosten - Jährliche Ausgaben - Alle aktiven Abonnements sortiert nach nächstem Abbuchungsdatum - Ausgaben aufgeteilt nach Kategorie (Streaming, Software, Fitness, Gaming, …) SubTrack shows you: - Total monthly cost - Annual spending - All active subscriptions sorted by next billing date - Spending broken down by category (Streaming, Software, Fitness, Gaming, …) Über 50 beliebte Dienste sind bereits hinterlegt — mit Preis, Kategorie und direktem Link zur Kündigung. Netflix, Spotify, Disney+, Amazon Prime, YouTube Premium, Apple Music, ChatGPT Plus, iCloud+ und viele mehr. Einfach antippen, fertig. SubTrack erinnert dich rechtzeitig, bevor ein Abo verlängert wird. Du entscheidest, wie viele Tage vorher du eine Benachrichtigung erhalten möchtest. SubTrack reminds you before a subscription renews. You choose how many days in advance you want the notification. Alle deine Daten bleiben auf deinem Gerät. SubTrack benötigt keinen Account, kein Login und sendet keine Daten an externe Server. Was auf deinem Handy bleibt, bleibt bei dir.

Screenshots

Monthly4 screens
SubTrack4 screens

Verdict

The call

The clearest difference is device support: SubTrack at 3 against Monthly's 1. SubTrack also leads on iOS requirement (15.0 vs 26.1). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
Monthly versus SubTrack: the parameters behind the verdict, then further details
ParameterMonthlySubTrack
PriceFreeFree
Rating4.6 (44 ratings) — better—
Positive reviews88.9% of reviews—
Number of ratings44 — better—
Update frequencyEvery 5 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.115.0 — better
Further details — not scored
Size12 MB2 MB
Age rating4+4+
DeveloperArno RichterAngelina Nolte

In-app purchases

None

Monthly

No in-app purchases

None

SubTrack

No in-app purchases

Questions

Is Monthly free?
Monthly is free to download, with no in-app purchases.
Is SubTrack free?
SubTrack is free to download, with no in-app purchases.
Do Monthly or SubTrack have ads?
Neither Monthly nor SubTrack shows ads.

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