Comparison

Monthly vs Simple Simple Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Highlights
  • Automatic fixed cost calculation
  • Income and expense tracking
  • Payment reminders
  • Category-based spending statistics
  • CSV data export
  • Home screen widgets
Read full description

Monthly shows what’s left of your income after rent, bills, and subscriptions – without tracking every coffee. Add your income and recurring expenses once. Monthly uses their schedules and due dates to work out your budget. FIXED COSTS WITHOUT THE MATH Rent every month, insurance once a year: Monthly includes each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, whether that’s payday or another date that suits you. Roll your remaining budget into the next month if you want to, and make adjustments when needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for an individual expense. You choose the day and time, and Monthly sends you a notification. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. HOME SCREEN WIDGETS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. CSV EXPORT Export your income and expenses as a CSV file to review them in a spreadsheet or use them elsewhere. FREE & PRIVATE No ads, tracking, subscription fees, or sign-up. Monthly stores your entries locally on your device, with no cloud syncing. Plan your month knowing what’s left for you.

About

Simple Simple Spending Tracker

Features
Read full description

Take control of your money — without the hassle. Simple Simple Spending Tracker makes it effortless to track expenses, scan receipts, and understand where your money goes. Everything you need, all in one place. KEY FEATURES • Log expenses and income in seconds • Scan receipts instantly with AI • See your balance at a glance (day, week, or month) • Understand your spending with clear, color-coded insights • View expenses by date with an easy calendar view • Export your data anytime (CSV) • Customize categories to fit your lifestyle • Use with or without an account PREMIUM • Unlimited receipt scanning • Full access to your spending history • Automatic Gmail receipt import Start for free. No setup. Just open and go.

Screenshots

Monthly4 screens
Simple Simple Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthly at none against Simple Simple Spending Tracker's 1. Monthly also leads on ads (none vs shown) and update cadence (every 4 days vs every 10 days). Simple Simple Spending Tracker's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 26.1). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Simple Spending Tracker sells 1 in-app purchase, starting at $3.99 per month. Monthly asks for nothing beyond the download.

UpkeepUpdate frequency

Monthly ships an update every 4 days, Simple Simple Spending Tracker every 10 days. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

Scorecard5 real differences · 5 level
Monthly versus Simple Simple Spending Tracker: the parameters behind the verdict, then further details
ParameterMonthlySimple Simple Spending Tracker
PriceFreeFree
Rating4.7 (36 ratings) — better—
Positive reviews94.7% of reviews—
Number of ratings36 — better—
Update frequencyEvery 4 days — betterEvery 10 days
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.115.1 — better
Further details — not scored
Size12 MB41 MB
Age rating4+4+
DeveloperArno RichterAkito SUZUKI

In-app purchases

None

Monthly

No in-app purchases

1 purchases

Simple Simple Spending Tracker

Subscriptions1
  • Premium$3.991 Month

Questions

Is Monthly free?
Monthly is free to download, with no in-app purchases.
Is Simple Simple Spending Tracker free?
Simple Simple Spending Tracker is free to download, with in-app purchases available.
Do Monthly or Simple Simple Spending Tracker have ads?
Simple Simple Spending Tracker shows ads; Monthly does not.
Which is updated more often, Monthly or Simple Simple Spending Tracker?
Monthly ships an update every 4 days, and Simple Simple Spending Tracker every 10 days. Most recently, Monthly was updated on October 20, 2026 and Simple Simple Spending Tracker on October 14, 2026.

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