Comparison

Monthly vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Highlights
  • Automatic fixed cost calculation
  • Income and expense tracking
  • Payment reminders
  • Category-based spending statistics
  • CSV data export
  • Home screen widgets
Features
Read full description

Monthly shows what’s left of your income after rent, bills, and subscriptions – without tracking every coffee. Add your income and recurring expenses once. Monthly uses their schedules and due dates to work out your budget. FIXED COSTS WITHOUT THE MATH Rent every month, insurance once a year: Monthly includes each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, whether that’s payday or another date that suits you. Roll your remaining budget into the next month if you want to, and make adjustments when needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for an individual expense. You choose the day and time, and Monthly sends you a notification. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. The Control opens the new-expense form straight from Control Center. CSV EXPORT Export your income and expenses as a CSV file to review them in a spreadsheet or use them elsewhere. FREE & PRIVATE No ads, tracking, subscription fees, or sign-up. Monthly stores your entries locally on your device, with no cloud syncing. Plan your month knowing what’s left for you.

About

Subscription Tracker

Features
Read full description

Subnest is a simple, private way to keep every subscription in one place and finally see what you really spend each month. Add Netflix, Spotify, iCloud+, ChatGPT, Disney+ — or anything you pay for on a schedule — and Subnest shows your true monthly and yearly totals at a glance, with a clean breakdown by category. WHY SUBNEST • See your real spend — monthly and yearly totals, updated instantly • Spending at a glance — a donut chart of where your money goes by category • Never miss a renewal — reminders before each one, on the day and time you choose • Works offline — your data lives on your device, no account required • Fast to add — pick from 60+ popular services with real logos, or add your own • Multi-currency — mix currencies and see everything converted to your base currency with live exchange rates PRIVATE BY DESIGN No account, no sign-in, no server of ours. Your subscriptions, prices and reminders stay on your device, and there are no ads and no tracking. One thing does leave, and it is worth stating plainly: when you buy Subnest Pro, that purchase is recorded by our purchase provider so it can be restored on your other devices. HOME-SCREEN WIDGET Keep your monthly total and next renewals one glance away, right on your home screen. SUBNEST PRO Subnest is free to download; using it needs Subnest Pro, which unlocks everything above plus spending insights, custom accent colors and app icons, and CSV export. It is available monthly, yearly or as a one-time Lifetime purchase, and the price in your currency is shown before you buy. Track smarter. Spend on purpose. LEGAL Privacy Policy: https://beratmehmetoglu.com/privacy/ Terms of Use (EULA): https://beratmehmetoglu.com/terms/

Screenshots

Monthly4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthly at none against Subscription Tracker's 3. Monthly also leads on update cadence (every 5 days vs monthly). Subscription Tracker's advantage is iOS requirement (17.0 vs 26.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Tracker sells 3 in-app purchases, starting at $4.99 per month. Monthly asks for nothing beyond the download.

UpkeepUpdate frequency

Monthly ships an update every 5 days, Subscription Tracker monthly. The most recent releases landed on October 31, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
Monthly versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterMonthlySubscription Tracker
PriceFreeFree
Rating4.6 (44 ratings) — better—
Positive reviews88.9% of reviews—
Number of ratings44 — better—
Update frequencyEvery 5 days — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS26.117.0 — better
Further details — not scored
Size12 MB13 MB
Age rating4+4+
DeveloperArno RichterBerat Mehmetoglu

In-app purchases

None

Monthly

No in-app purchases

3 purchases

Subscription Tracker

Subscriptions2
  • Subnest Pro — Monthly$4.991 Month
  • Subnest Pro — Yearly$17.991 Year
One-time1
  • Subnest Pro — Lifetime$26.99

Questions

Is Monthly free?
Monthly is free to download, with no in-app purchases.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Monthly or Subscription Tracker have ads?
Neither Monthly nor Subscription Tracker shows ads.
Which is updated more often, Monthly or Subscription Tracker?
Monthly ships an update every 5 days, and Subscription Tracker monthly. Most recently, Monthly was updated on October 31, 2026 and Subscription Tracker on October 27, 2026.

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