Expense Tracker Genius vs MyCurrencyAI

Take control of your finances with Expense Tracker Genius — the smart, privacy-first expense tracker for iPhone, iPad, and Mac. SMART EXPENSE TRACKING - Add income and expenses with categories, tags, and notes - 3-tier scanning: Apple Intelligence, Vision spatial analysis, then regex - Scan receipts, bank statements, and payment app screenshots - Supports 20+ payment apps: PayPay, Suica, nanaco, Coke ON, Venmo, and more - AI detects multiple transactions from a single image - Smart category suggestions powered by Apple Intelligence or NLP - Recurring transactions, receipt attachments - Share Extension and Quick Actions from Home Screen AI-POWERED TRAVEL PLANNER - Plan trips with cost estimation powered by Apple Intelligence - Compare flights, trains, buses, and car routes with real MapKit data - Find real hotels via Apple Maps at budget, mid-range, and luxury tiers - Day-by-day itinerary with breakfast, lunch, dinner, and cafe suggestions - Track estimated vs actual spending with comparison charts - Interactive map with route, hotel, and activity pins - Share trip cards to Instagram, Facebook, or save to Photos - Link trips to savings goals with per-person budget breakdown - Weather forecast and metric/imperial support BUDGETS & SAVINGS GOALS - Category budgets with weekly, monthly, or custom periods - Visual progress charts and limit notifications - Pay cycle support — track from payday to payday - Savings goals with due dates and AI-powered tips - Addiction goals to cut spending on specific categories REPORTS & INSIGHTS - Pie charts, bar charts, radar charts, and line graphs - Daily, weekly, monthly, and yearly breakdowns - AI-powered spending analysis and predictions - Predictions follow your selected account filter - Export as CSV, PDF, or images MULTIPLE ACCOUNTS & CURRENCIES - Cash, bank, credit card accounts with per-account currency - 60 currencies (30 fiat + 30 crypto) with live rates - Beautiful stacked card interface PERFORMANCE - 63x faster dashboard with single-pass calculations - Charts cached and only recompute when data changes - Debounced updates — no lag when switching views APPLE WATCH & 11 WIDGETS - Watch: daily summary, add expenses, complications - Widgets: balance, budget, goals, spending, travel, quotes - 7 themes: System, Story Card, Editorial, Pop Art, Monochrome Ink, Card Stack, Midnight Sapphire DESIGNED FOR MAC - Native Mac Catalyst with keyboard shortcuts - Resizable window with full feature parity PRIVACY FIRST - All data on your device — no servers - Optional iCloud sync, Face ID/Touch ID/PIN lock - Privacy mode hides amounts 23 languages. Full accessibility. Siri Shortcuts. Start today!

There are plenty of currency apps, but none that calculate with YOUR personal rate. MyCurrencyAI lets you set your own fees, card spreads, and safety margins to see exactly how much lands in your pocket. YOUR RATE, YOUR RULES Market rates are just a reference. Set your card fees, remittance spreads, and cash exchange margins to get the real rate you'll actually experience. See the numbers your bank app won't show you. CHANNEL COMPARISON Cash, card, remittance — each channel has different fees. Set the spread and fixed fee for each, and instantly see which method gives you the best deal. TARGET RECEIVE CALCULATOR "How much USD do I need to send to receive 1,000 EUR?" Enter your target amount and get the required source amount per channel, plus a weekly savings pace. 4 FOCUS MODES Travel, Shopping, Freelance, Investing — pick your situation and the fee assumptions and briefings adapt automatically. Whether it's a Tokyo trip or cross-border freelancing, get tailored calculations. AI BRIEFING On-device Apple Intelligence analyzes the current rate, your settings, and recent history to generate a personalized briefing. No AI? Local analysis delivers the same insights. RATE WATCH Set target rates and get notified when they're reached. Place watch lines on multiple currency pairs and catch the right timing. NATURAL LANGUAGE & VOICE "Convert 300 dollars to yen, travel budget mode" — speak or type a sentence and the screen reconfigures instantly. HOME SCREEN WIDGETS Check your personal rate and watch status without opening the app. Small, medium, and lock screen widgets supported. MONTHLY BUDGET Set a monthly budget and track usage with every conversion. Over-budget warnings keep spending in check. SPENDING PLANNER Get recommended allocations based on your current mode and amount. Split travel expenses into accommodation, food, and transport. 100% OFFLINE, 100% PRIVATE All data stays on your device. No accounts, no tracking, no ads. Only exchange rate data is fetched from the network. Korean and English fully supported. 160+ currencies. Dark mode. Siri Shortcuts. Stop calculating with market rates. Calculate with YOUR rate.