Comparison

MarketDecode vs WealthDesk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MarketDecode

Gain AI-powered market insights with real-time analysis, sentiment tracking, and actionable trade ideas. Access daily market editions, financial data, and divergence scanning to make informed investment decisions.

Highlights
  • AI-powered market analysis
  • Real-time sentiment tracking
  • Actionable trade ideas
  • Smart watchlists
  • Daily market editions
  • Financial data charts
  • Divergence scanner
Features
Read full description

Market Decode delivers AI-powered market intelligence directly to your iPhone, iPad, and Mac. Stay ahead of the markets with real-time analysis, sentiment tracking, and actionable trade ideas — all presented in a clean, professional interface designed for both seasoned investors and beginners. KEY FEATURES • Smart Watchlists — Create and manage multiple watchlists. Track equities, ETFs, and crypto with real-time price data, sentiment scores, and AI-generated insights. • AI Decision Engine — Get short-term and long-term market outlook with confidence scores. Understand the "why" behind every recommendation with transparent reasoning. • 4 Daily Editions — Receive pre-market, mid-day, closing, and evening editions of comprehensive market analysis covering macro themes, sector rotation, and geopolitical impacts. • Sentiment Analysis — Track how market sentiment evolves throughout the trading day with temporal sentiment charts that aggregate data across multiple editions. • Research Hub — Dive deep into quarterly financials with interactive revenue, profitability, balance sheet, cash flow, and capital allocation charts. View top institutional trades and options flow. • Divergence Scanner — Spot opportunities where price and sentiment diverge. Filter by bullish, bearish, or high-confidence signals with full AI explanations. • Earnings Calendar — Never miss an earnings report. See upcoming events with expected EPS and revenue estimates for the current and next quarters. • Audio Briefings — Listen to your market brief hands-free with natural text-to-speech. Perfect for your morning commute. • Market Intelligence Dashboard — Executive market summary, regime classification, theme heatmap, trade ideas, sector views, and catalyst watchlist — updated every edition. • Dark & Light Mode — Beautifully designed for both appearances with adjustable font sizes for comfortable reading. • Offline Support — Previously loaded data is cached for offline access. Stay informed even without an internet connection. • Privacy First — No tracking, no ads, no personal data collection. Your watchlists and preferences stay on your device. Market Decode is built for anyone who wants to make smarter investment decisions with AI-assisted analysis, from day traders to long-term investors to business professionals monitoring market trends. DISCLAIMER: Market Decode provides AI-generated market intelligence for informational purposes only. It does not execute trades, manage real money, or provide personalized financial advice. Always do your own research and consult a qualified financial advisor before making investment decisions.

About

WealthDesk

Features
Read full description

WealthDesk is a complete wealth management app for the Indian investor — track every asset, follow markets in real time and plan your financial future, with no login and no subscription required. YOUR WEALTH IN ONE VIEW Import your portfolio from an NSDL or CDSL CAS PDF — AI extracts every mutual fund, folio, stock and cost of acquisition in under 30 seconds. Add PPF, EPF, NPS, SSY, fixed deposits, bank accounts, real estate and physical gold. Your net worth updates live as markets move. The Wealth tab offers three views: Overview (net worth chart, composition, smart tips), Holdings (every asset grouped by category, with your Equity section split into My Mutual Funds, My Stocks and My SIPs — each with their own focused view), and Import (one-tap CAS import directly from your email). TODAY — YOUR DAILY FINANCIAL BRIEFING A personalised home screen that shows your net worth at a glance, today's portfolio move in rupees and percentage, live market indices, upcoming SIPs and portfolio drift alerts — all in one scrollable feed. RESEARCH TOOLS FOR SERIOUS INVESTORS Research is now question-led: each tool is framed as a question so you always know what you are looking for. - Find a Fund: filter Direct Growth mutual funds by category, CAGR, expense ratio and fund house. Sort by 1Y, 3Y, 5Y or 10Y returns with one-tap period chips. - Find a Stock: rank all Nifty 500 stocks by CAGR from 3M to 15Y. Filter by sector or index. - Fund Compare: analyse up to 3 mutual funds side by side — rolling returns, drawdown charts, SIP simulations. - MF Watchlist: custom watchlists with live NAV and star ratings. - Stock Watchlist & Alerts: track NSE stocks, global equities and crypto with 6 types of price alerts that fire even when the app is closed. - MF Virtual Portfolio: 20 model portfolios or build your own. Backtest with real NAV history or project forward. - Category Snapshot: rank every fund in a category by returns and drawdown. - Market Movers: top gainers, losers and 52-week extremes across Nifty indices. LIVE MARKETS — 60-SECOND AUTO-REFRESH - Global Pulse: live leaderboard across 18 global instruments with period returns from 1W to 5Y. - India: Nifty 50, Bank Nifty, Midcap 150 and 15 more indices with intraday charts, RSI, MACD, FII/DII flows. - Global: US, European and Asian indices, Semiconductors, DXY and VIX. - Currencies: live rates vs INR, charts from 1D to 5Y. - Commodities: Gold, Silver, Crude, Natural Gas and Copper in USD and INR. - Crypto: 20 coins with market cap, 24h volume and full chart history. HOME SCREEN WIDGETS Four widgets keep your finances visible without opening the app: Watchlist (live prices), Net Worth (today's change), Next SIP (upcoming amount and date) and UPI & Transactions (daily spend). Tapping any widget opens the relevant screen directly. PLANNING FOR EVERY LIFE STAGE - Financial Plan Journey: 9-step wizard that calculates your retirement corpus gap, recommends a monthly SIP and shows how long your money lasts in retirement. - Retirement Progress: dot-per-day trail of your actual corpus from age 21 to today, with a dashed projection through retirement. - Investor Profile: SEBI-aligned risk assessment yielding a target equity/debt/gold split with a live Target vs Actual comparison against your real portfolio. - UPI & Transactions Tracker: log expenses, track spend vs budget, view patterns and a home screen widget. - 3-Bucket Retirement Strategy, FIRE Calculator, Term Insurance Planner, NPS Exit Planner, Lifecycle Planner. - SIP, SWP, Goal, Loan and EMI planners. PRIVACY BY DESIGN No account. No subscription. CAS PDFs processed on a secure server, not stored. Portfolio data stays on your device. WealthDesk Connect for encrypted sharing with a nominee or advisor. Market data from public APIs. NOW ON MAC WealthDesk runs natively on Apple Silicon Macs — same app, same iCloud data, bigger screen.

Screenshots

MarketDecode4 screens
WealthDesk4 screens

Verdict

The call

The clearest difference is update cadence: WealthDesk at daily against MarketDecode's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MarketDecode ships an update fortnightly, WealthDesk daily. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
MarketDecode versus WealthDesk: the parameters behind the verdict, then further details
ParameterMarketDecodeWealthDesk
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyFortnightlyDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size176 MB26 MB
Age rating4+4+
DeveloperDecode Labs LLCKaustubh Mhalas

In-app purchases

None

MarketDecode

No in-app purchases

None

WealthDesk

No in-app purchases

Questions

Is MarketDecode free?
MarketDecode is free to download, with no in-app purchases.
Is WealthDesk free?
WealthDesk is free to download, with no in-app purchases.
Do MarketDecode or WealthDesk have ads?
Neither MarketDecode nor WealthDesk shows ads.
Which is updated more often, MarketDecode or WealthDesk?
MarketDecode ships an update fortnightly, and WealthDesk daily. Most recently, MarketDecode was updated on October 15, 2026 and WealthDesk on October 6, 2026.

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