HesApp Debt Tracker vs Debt & IOU Tracker

HesApp helps you manage receivables, debts, investments, and net assets in one place. PEOPLE & PORTFOLIOS • Add a person or company; keep TRY, FX, and fund accounts separate • Amounts you lend or receive update balances instantly • Show or hide portfolios (personal / company) to keep the home screen clean AI (GEMINI) • Ask the assistant in plain language about balances, lots, or quick transaction ideas • Read bank receipts (EFT/FAST/transfers) and invoices into draft records • You stay in control: scope selection, consent, and withdrawal in Settings • Uses your own Google AI Studio API key BACKUP & PRIVACY • iCloud backup • Data stays on your device; no ad analytics HesApp is built for clear, fast personal debt and asset tracking — with optional AI when you want it.

Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES • Per-person debts and loans with automatic net balance • Partial payments and payment history • Installment plans: down payment plus 2-36 installments • Due dates, per-entry payment reminders and a weekly summary notification • Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total • Books: Personal, Family and Business books are ready to use • Payment method: cash, card, bank transfer, cheque, promissory note • Collection Center: today, next 7 days, next 30 days and overdue entries on one screen • Export the whole ledger as CSV/Excel • Share a balance via WhatsApp, pick people from Contacts • App lock with Face ID / Touch ID • Home Screen and Lock Screen widgets • iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM • Unlimited entries and installment plans (the free version holds 10 entries) • PDF account statement and per-person CSV/Excel • Attach receipt and transfer photos • Personal SMS / WhatsApp reminder messages • 30-day due-date flow, overdue aging and period report in the Collection Center • Create your own books (Shop, Roommates...) • Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy