Recontrol vs Rilio

Recontrol brings every bank account, card, loan and investment into one money app, with budgets and goals that always add up: on your own, or with the people you share costs with. See where your money stands Assets, Liabilities, Income Sources and Expenses each have their own screen, with clear charts and every account behind them. Each account keeps its own currency, and the space adds them up in the currency you pick, at each day's rate. Every transaction says where money came from and where it went From and To, on every transaction, so a transfer is never counted twice and every balance checks out. A day-by-day list with search and filters. Set rent or a subscription to recur, and record it with a tap when it's due. Budgets that tell you where you stand Set a limit for a week, a month, a quarter or a year on the categories you spend through. Each budget shows what's spent, what's left and the days it has to last. Its figure turns red once the limit is passed. Goals and watchlists Save toward a goal or pay a debt down, and see whether you're on track. Follow any total you care about, like cash on hand or a portfolio, with a watchlist. A space for each part of your life Personal is yours alone. A Household shares the bills and shows what each of you has put in. A Group shares costs with friends, housemates or a trip, even people not on Recontrol, and shows the payments that settle it. A Company shows what the business owes each person who paid for it. Everyone in a space sees what's in it; a role decides what each person can change. Connect your banks Link bank accounts and cards in the US and Canada through Plaid, and stock and mutual fund holdings from Zerodha in India, so balances and transactions arrive by themselves. Or keep everything by hand. Recontrol only reads: it can never move your money. Ask Chat, or your own AI tool Ask about your money in plain words and get answers worked out from your own accounts. Or connect Claude or ChatGPT to your books, free. Private by design Lock the app with your face or fingerprint. Hide amounts with one tap. Choose how money is coloured: Green & Red, Blue & Orange, or Monochrome. No ads, and your data is never sold. Your accounts, transactions, plans, spaces and shared costs are free. A subscription adds bank sync and Chat. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://recontrol.money/docs/legal/terms Privacy Policy: https://recontrol.money/docs/legal/privacy

Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY • Apple Pay: every tap is logged the moment you pay • Bank SMS alerts from supported banks are read and saved for you • One payment, one transaction: a tap and its matching bank alert never double up • Refund alerts are matched to the original purchase • One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT • Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category • Double-tap the back of your iPhone to log an expense without opening the app • Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES • Income, spending and savings rate for the month at a glance • A forecast of where the month will land • Daily spending, biggest purchases, top categories and weekend habits • Ask Rilio anything, like "How much did I spend on food this month?" • A monthly recap you can share STAY ON BUDGET • Set limits by category and see what's on track and what's close • Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS • Groups for trips, roommates and dinners, with invites by link • See who owes what and settle up in a tap YOUR DATA, YOUR CALL • Rilio never asks for your bank password • Only messages that match your payment keywords are sent to Rilio • Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy