Recontrol vs Monit

Recontrol brings every bank account, card, loan and investment into one money app, with budgets and goals that always add up: on your own, or with the people you share costs with. See where your money stands Assets, Liabilities, Income Sources and Expenses each have their own screen, with clear charts and every account behind them. Each account keeps its own currency, and the space adds them up in the currency you pick, at each day's rate. Every transaction says where money came from and where it went From and To, on every transaction, so a transfer is never counted twice and every balance checks out. A day-by-day list with search and filters. Set rent or a subscription to recur, and record it with a tap when it's due. Budgets that tell you where you stand Set a limit for a week, a month, a quarter or a year on the categories you spend through. Each budget shows what's spent, what's left and the days it has to last. Its figure turns red once the limit is passed. Goals and watchlists Save toward a goal or pay a debt down, and see whether you're on track. Follow any total you care about, like cash on hand or a portfolio, with a watchlist. A space for each part of your life Personal is yours alone. A Household shares the bills and shows what each of you has put in. A Group shares costs with friends, housemates or a trip, even people not on Recontrol, and shows the payments that settle it. A Company shows what the business owes each person who paid for it. Everyone in a space sees what's in it; a role decides what each person can change. Connect your banks Link bank accounts and cards in the US and Canada through Plaid, and stock and mutual fund holdings from Zerodha in India, so balances and transactions arrive by themselves. Or keep everything by hand. Recontrol only reads: it can never move your money. Ask Chat, or your own AI tool Ask about your money in plain words and get answers worked out from your own accounts. Or connect Claude or ChatGPT to your books, free. Private by design Lock the app with your face or fingerprint. Hide amounts with one tap. Choose how money is coloured: Green & Red, Blue & Orange, or Monochrome. No ads, and your data is never sold. Your accounts, transactions, plans, spaces and shared costs are free. A subscription adds bank sync and Chat. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://recontrol.money/docs/legal/terms Privacy Policy: https://recontrol.money/docs/legal/privacy

Monit is the money tracker that minds its own business — yours stays yours. 100% private: no account, no sign-up, no tracking. Everything lives on your device and never leaves it. LOG IT IN SECONDS Amount, category, done. A streamlined entry flow designed for daily use, with notes, accounts, and dates when you want them. SEE WHERE IT GOES Beautiful charts turn your spending into insight — category breakdowns, spending trends, and income at a glance. BUDGETS THAT KEEP YOU HONEST Set a monthly budget and per-category caps. Watch the bars fill before your wallet empties. SUBSCRIPTIONS ON AUTOPILOT Rent, salary, Netflix — recurring transactions log themselves on schedule. Pause any of them anytime. EVERYTHING ELSE YOU'D EXPECT • Multiple workspaces (Personal, Business, anything) • Accounts & net worth — cash, banks, credit cards • Search, filters, and monthly history • Face ID app lock • CSV export — your data is always yours • Gorgeous in light and dark mode PRIVATE BY DESIGN Monit collects nothing. No analytics, no ads, no cloud — your financial life stays in your pocket. Cloud backup & sync are coming as an option in a future update. (widget bullet already removed)