Recontrol vs ClearBudget

Recontrol brings every bank account, card, loan and investment into one money app, with budgets and goals that always add up: on your own, or with the people you share costs with. See where your money stands Assets, Liabilities, Income Sources and Expenses each have their own screen, with clear charts and every account behind them. Each account keeps its own currency, and the space adds them up in the currency you pick, at each day's rate. Every transaction says where money came from and where it went From and To, on every transaction, so a transfer is never counted twice and every balance checks out. A day-by-day list with search and filters. Set rent or a subscription to recur, and record it with a tap when it's due. Budgets that tell you where you stand Set a limit for a week, a month, a quarter or a year on the categories you spend through. Each budget shows what's spent, what's left and the days it has to last. Its figure turns red once the limit is passed. Goals and watchlists Save toward a goal or pay a debt down, and see whether you're on track. Follow any total you care about, like cash on hand or a portfolio, with a watchlist. A space for each part of your life Personal is yours alone. A Household shares the bills and shows what each of you has put in. A Group shares costs with friends, housemates or a trip, even people not on Recontrol, and shows the payments that settle it. A Company shows what the business owes each person who paid for it. Everyone in a space sees what's in it; a role decides what each person can change. Connect your banks Link bank accounts and cards in the US and Canada through Plaid, and stock and mutual fund holdings from Zerodha in India, so balances and transactions arrive by themselves. Or keep everything by hand. Recontrol only reads: it can never move your money. Ask Chat, or your own AI tool Ask about your money in plain words and get answers worked out from your own accounts. Or connect Claude or ChatGPT to your books, free. Private by design Lock the app with your face or fingerprint. Hide amounts with one tap. Choose how money is coloured: Green & Red, Blue & Orange, or Monochrome. No ads, and your data is never sold. Your accounts, transactions, plans, spaces and shared costs are free. A subscription adds bank sync and Chat. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://recontrol.money/docs/legal/terms Privacy Policy: https://recontrol.money/docs/legal/privacy

BUDGETS THAT FIT REAL LIFE Set an overall monthly budget, then a separate monthly limit for each category - groceries, rent, shopping, entertainment. Every budget shows a progress bar and a percentage, so you know where you stand before you overspend. BUILT FOR TRAVEL Create a dedicated budget for a trip, a wedding, or any period with its own start and end date. Holiday spending stays out of your everyday numbers, and everything works without a data plan - ideal the moment you land. ANY CURRENCY, CONVERTED AUTOMATICALLY Choose your main currency once. Record an expense in any of 38 currencies and ClearBudget converts it for you using daily exchange rates. Spend 500 Baht in Thailand and it appears in your own currency instantly - your totals, budgets, and reports always stay in one currency. REPORTS THAT EXPLAIN YOUR HABITS See how your spending trends across 12 months, find your largest expenses, and break it down by category. Understand where your money actually goes, not just how much is gone. ASSETS & NET WORTH Bank accounts, cash, stocks, crypto, gold and silver - bring everything scattered across different platforms into one dashboard and follow your total net worth over time. SAVINGS GOALS Set a target for a new car, a house, or an emergency fund - each with its own currency, target date, and monthly contribution. Update your savings as they grow and watch the progress bar fill. SMART BILL REMINDERS Never miss a bill payment again. Set recurring entries for rent, utilities, or subscriptions and get a reminder on the due date. Plan ahead and avoid late fees. TOTAL PRIVACY We do not collect, store, or share your financial data. Everything stays on your device. No sign-up, no bank login, no cloud sync, no ads. Apart from the App Store subscription service, ClearBudget only goes online to refresh daily exchange rates - a request that carries none of your data. KEY FEATURES - Category Budgets: A separate monthly limit for every spending category. - Ready-to-use Categories: Expense and income categories set up for you, fully customizable with Pro. - Free Backup: Back up and restore all your data as a JSON file at any time. - Color Themes: 3 free themes, plus 7 more - including a dark theme - with Pro. - 16 Languages: Fully localized, with regional number formats. CLEARBUDGET PRO Upgrade to Pro to unlock advanced tools and support independent development: - Unlimited Categories: Add and edit as many expense and income types as you need. - Unlimited Period Budgets: A dedicated budget for every trip or project. - Unlimited Recurring Payments: Automate every bill, rent, and subscription with reminders. - Multi-Account & Assets: Unlimited accounts, cash, and investments. - Unlimited Savings Goals: Track every target at once, each in its own currency. - Advanced Reports: Trends, top expenses, and category breakdowns over 12 months. - Premium Themes: All 10 color themes, including the dark theme. - CSV Export: Open your transactions in Excel, Numbers, or Google Sheets. The free version stays free forever, with no time limit and no ads. Stop overspending, start saving, and take control of your money. Get started with ClearBudget today! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://elolabs.app/clearbudget/privacy/