Debrah | دبره vs Wise Money

دبرة هو مستشارك المالي الشخصي — بسيط، خاص، وبتصميم أنيق اعرف أين تذهب أموالك بالضبط. تابع راتبك، مصاريفك، اشتراكاتك، قروضك، وأهداف ادخارك في مكان واحد. لوحة تحكم ذكية تعطيك نظرة يومية شاملة على وضعك المالي مع رسوم بيانية، وعداد تنازلي لموعد الراتب، وبطاقة افتراضية قابلة للتخصيص تعرض رصيدك المتاح كل شيء محفوظ بشكل خاص مع Apple ID الخاص بك عبر iCloud — بدون خوادم خارجية، بدون جمع بيانات المميزات: لوحة تحكم شاملة للدخل والمصاريف والمدخرات تتبع الراتب مع احتساب صافي الراتب واشتراكات التأمينات تتبع دخل الإضافي والرحلات الوظيفية إدارة المصاريف مع رسوم بيانية توضيحية متابعة الاشتراكات والفواتير القادمة تتبع القروض مع تفاصيل الأقساط الشهرية أهداف الادخار مع تتبع التقدم وسجل المعاملات بطاقة بنكية افتراضية قابلة للتخصيص دعم أكثر من ملف شخصي للعائلة الوضع الفاتح والداكن دعم كامل للعربية والإنجليزية مع واجهة RTL خصوصية 100% — بياناتك لا تغادر iCloud الخاص بك Debrah is your personal financial companion — simple, private, and beautifully designed. Know exactly where your money goes. Track your salary, expenses, subscriptions, loans, and savings goals in one place. A smart dashboard gives you a daily snapshot of your financial health with charts, a payroll countdown, and a customizable virtual card showing your available balance. Everything is stored privately with your Apple ID through iCloud — no external servers, no data collection Features: • Dashboard with income, expenses, and savings overview • Salary tracker with net salary and GOSI calculation • Overtime and work trip income tracking • Expense management with visual charts • Subscriptions tracker with upcoming bills • Loans tracker with monthly installment breakdown • Savings goals with progress tracking and transaction history • Customizable virtual bank card • Multiple profiles for the whole family • Light and dark mode • Arabic and English with full RTL support • 100% private — your data never leaves your iCloud

Wise Money is a private, offline budget tracker. Everything you record lives in a database on your own device — there is no account to create, no server to sync with, and nothing to lose when you have no signal. MONEY IN, MONEY OUT • Record income and expenses in seconds. • Split one payday across several accounts — part into Saving, part into Spending, as a single entry. • Move money between your own accounts with transfers that never change your total. • Attach a note to anything worth remembering. ACCOUNTS THAT MAKE SENSE • Start with Spending and Saving, then add as many as you like: Travel, Emergency Fund, Cash, whatever fits how you actually think. • Give each account its own icon and colour. • Reorder them so the one you use most sits at the top. NEVER FORGET WHO OWES WHO • Track what you lend and what you borrow, person by person. • Set a due date, or leave it open. • Settle a debt in a single tap — and unsettle it if you tapped too soon. • Your net worth already accounts for all of it: your balance, plus what you are owed, minus what you owe. SEE WHERE THE MONEY REALLY GOES • Every employer, shop and payee becomes a source, totalled automatically and ranked from biggest to smallest. • Open a source to see its income, its expenses, and any debts tied to that person. • Filter your full history by any date range you like. BUILT FOR REAL CURRENCIES • Choose your currency and the app follows its rules — the Iraqi Dinar is whole numbers, with no meaningless decimal places. • Change currency later and every amount you have already recorded is converted at a rate you supply. • Amounts are stored as exact whole units, so your totals never drift the way a spreadsheet's do. YOUR DATA IS YOURS • No sign-up. No cloud sync. No ads. No tracking. • Your ledger never leaves your device. The only thing Wise Money ever asks the network is whether a newer version exists. • Export a complete backup to a single file, then import it on a new device. • Clear everything whenever you want, and it is genuinely gone. Wise Money never asks who you bank with, and it never sends your numbers anywhere.