Expense Tracker vs Spento
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly log daily expenses by simply speaking them. This app offers instant recording and smart categorization with a clean, fast interface, making financial tracking quick and intuitive.
- Voice-first expense tracking
- Instant logging
- Smart categorization
- Clean and simple interface
- Built for speed
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Track your expenses in seconds — just by speaking. SpendVoice is the fastest way to log your daily expenses. No typing, no forms. Just say what you spent and it's recorded instantly. Why SpendVoice? • Voice-first tracking • Instant logging • Smart categorization • Clean and simple interface • Built for speed Perfect for everyday use — coffee, Uber, shopping. Just speak and move on. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spento
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Take complete control of your personal finances with Spento—the smart, flexible, and automated budget tracker designed to simplify your financial life. Whether you want to set a weekly allowance, co-manage household expenses with your partner, or simply talk to an AI assistant to log your daily coffee, Spento makes financial tracking effortless and personalized. KEY FEATURES SMART AI EXPENSE TRACKING No more tedious forms. Simply chat with our built-in AI assistant. Type natural sentences like "I bought a coffee for $5" or "Spent $45 on groceries," and watch as the AI logs, categorizes, and updates your budget instantly. AUTOMATED APPLE WALLET TRACKING Let the app do the work. Seamlessly leverage system automation to capture, parse, and categorize expenses in real-time the moment you pay with Apple Wallet or Apple Pay. FLEXIBLE RECURRENT BUDGETS Every financial journey is different. Set up budgets that fit your unique income cycle: Weekly Budgets: Select your preferred starting weekday (e.g., Monday or Wednesday). Monthly Budgets: Customize your cycle start date to match your payday. Yearly Budgets: Long-term planning with custom month and day starting offsets. SHARED BUDGETS & REAL-TIME SYNC Managing money together has never been easier. Generate a unique invite link to share your budgets with family, partners, or roommates. Log transactions, update balances, and visualize shared categories in real-time. TAILORED CATEGORIES & DESIGN Make it yours. Create custom categories by choosing from a vibrant color palette and hundreds of premium icons. Unselected items remain clean and lightweight, while active ones pop. INSIGHTS & EXPORT Category Breakdown: View clean charts detailing your spending behaviors. Budget History: Easily look back and check previous budget cycles. Data Export: Need deeper analysis? Export your transaction histories directly to CSV files for use in your favorite spreadsheet software. OFFLINE-FIRST & SECURED Your data is synced securely in the cloud, allowing you to access it from any device. Going offline? Spento caches your settings and maps periods locally so you can continue adding transactions anytime without network issues. UPGRADE TO PRO FOR UNLIMITED FREEDOM Unlock the full potential of Spento: Unlimited AI expense logging via chat Automatic Apple Wallet tracking integration Unlimited custom categories Ad-free experience Start tracking smarter today. Download Spento and take the first step towards your financial freedom! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Expense Tracker and Spento are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $2.99 per month and Spento sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update monthly, Spento every 2 months. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.
| Parameter | Expense Tracker | Spento |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 51 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | MUHAMMED KAPLAN | Juanma Del Boca |
In-app purchases
Expense Tracker
- SpendVoice Pro Monthly7 Days trial$2.991 Month
- SpendVoice Pro Yearly14 Days trial$19.991 Year
Spento
- Monthly Subscription$4.991 Month
- Yearly Subscription$29.991 Year
Questions
Is Expense Tracker free?
Is Spento free?
Do Expense Tracker or Spento have ads?
Which is updated more often, Expense Tracker or Spento?
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