Spento vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spento
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Take complete control of your personal finances with Spento—the smart, flexible, and automated budget tracker designed to simplify your financial life. Whether you want to set a weekly allowance, co-manage household expenses with your partner, or simply talk to an AI assistant to log your daily coffee, Spento makes financial tracking effortless and personalized. KEY FEATURES SMART AI EXPENSE TRACKING No more tedious forms. Simply chat with our built-in AI assistant. Type natural sentences like "I bought a coffee for $5" or "Spent $45 on groceries," and watch as the AI logs, categorizes, and updates your budget instantly. AUTOMATED APPLE WALLET TRACKING Let the app do the work. Seamlessly leverage system automation to capture, parse, and categorize expenses in real-time the moment you pay with Apple Wallet or Apple Pay. FLEXIBLE RECURRENT BUDGETS Every financial journey is different. Set up budgets that fit your unique income cycle: Weekly Budgets: Select your preferred starting weekday (e.g., Monday or Wednesday). Monthly Budgets: Customize your cycle start date to match your payday. Yearly Budgets: Long-term planning with custom month and day starting offsets. SHARED BUDGETS & REAL-TIME SYNC Managing money together has never been easier. Generate a unique invite link to share your budgets with family, partners, or roommates. Log transactions, update balances, and visualize shared categories in real-time. TAILORED CATEGORIES & DESIGN Make it yours. Create custom categories by choosing from a vibrant color palette and hundreds of premium icons. Unselected items remain clean and lightweight, while active ones pop. INSIGHTS & EXPORT Category Breakdown: View clean charts detailing your spending behaviors. Budget History: Easily look back and check previous budget cycles. Data Export: Need deeper analysis? Export your transaction histories directly to CSV files for use in your favorite spreadsheet software. OFFLINE-FIRST & SECURED Your data is synced securely in the cloud, allowing you to access it from any device. Going offline? Spento caches your settings and maps periods locally so you can continue adding transactions anytime without network issues. UPGRADE TO PRO FOR UNLIMITED FREEDOM Unlock the full potential of Spento: Unlimited AI expense logging via chat Automatic Apple Wallet tracking integration Unlimited custom categories Ad-free experience Start tracking smarter today. Download Spento and take the first step towards your financial freedom! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense Tracker
Effortlessly manage your money using voice commands or manual entry. This AI-powered tracker categorizes expenses, helps set budgets, and organizes transactions with custom lists and tags.
- Voice-first expense capture
- AI-powered categorization
- Smart budgeting with alerts
- Recurring transaction setup
- Multiple financial lists
- CSV import/export
- Custom tags and categories
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Introducing Expense Tracker - TrackDad, the voice first expense tracker that makes managing your money as easy as talking. Forget complicated forms and time-consuming data entry. Tap the microphone and say what you spent, like "20 dollars on coffee," and TrackDad's AI creates the transaction and selects a relevant category for you. Prefer typing? You can also add and edit transactions manually while still benefiting from intelligent categorization. VOICE-FIRST EXPENSE TRACKING Capture expenses naturally by speaking them aloud. TrackDad understands everyday language and transforms it into organized transactions within seconds. Review the result before saving, and make changes whenever needed. Whether you use voice or manual entry, tracking your spending stays quick and effortless. SMART AI CATEGORIZATION TrackDad automatically sorts transactions into clear, meaningful categories. You stay in control: change a category, correct a transaction, or create custom categories that fit your finances. SMART BUDGETS Create monthly budgets for individual categories and track your progress right from the home screen. Customizable alerts keep you informed as you approach your spending limits, giving you time to adjust before going over budget. RECURRING TRANSACTIONS Set up recurring expenses and income for rent, subscriptions, bills, salary, and other regular transactions. Choose a daily, weekly, or monthly schedule, and TrackDad keeps your records up to date as transactions come due. MULTIPLE LISTS Organize different areas of your finances using separate lists. Create lists for personal spending, business expenses, household costs, travel, shared accounts, or anything else. Switch between lists with a tap and keep each set of transactions neatly separated. IMPORT AND EXPORT Export your transactions to CSV whenever you need a backup, spreadsheet, or report. Share exported files through email, WhatsApp, and other supported apps. You can also import CSV files to restore transactions or add existing financial records to your lists. CUSTOM TAGS AND CATEGORIES Use tags to group related transactions and organize your spending. TrackDad includes helpful built-in categories while giving you the freedom to create your own. BEAUTIFUL AND INTUITIVE TrackDad is designed to make financial tracking feel simple, not overwhelming. Its clean interface puts your transactions, categories, budgets, and lists where you can understand them at a glance, with no unnecessary menus or complicated dashboards. Choose light mode, dark mode, or let TrackDad follow your device settings automatically. PRIVATE BY DEFAULT Start tracking immediately, with no account and no mandatory login screen. TrackDad securely associates your information with a private, anonymous profile. When you're ready, you can sign in to protect your account and access your information across supported devices. Whether you're managing everyday purchases, personal budgets, household spending, or business expenses, TrackDad gives you a faster way to stay organized. Download Expense Tracker - TrackDad and experience how simple tracking money can be when all you have to do is speak. SUBSCRIPTIONS AND FREE TRIAL Explore TrackDad's premium features with a 7-day free trial. After the trial, continue with a monthly or yearly subscription. Unless cancelled at least 24 hours before the trial ends, your selected subscription will automatically begin and payment will be charged to your Apple ID account. Subscriptions renew automatically unless auto-renewal is turned off at least 24 hours before the end of the current period. Manage or cancel your subscription through your Apple ID subscription settings. The free trial is available to eligible new subscribers. Prices may vary by country or region and are displayed before purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy:https://trackdad.app/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker at every 2 weeks against Spento's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spento sells 2 in-app purchases, starting at $4.99 per month and Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Spento ships an update every 2 months, Expense Tracker every 2 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | Spento | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 79 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Juanma Del Boca | Lothar Tjipueja |
In-app purchases
Spento
- Monthly Subscription$4.991 Month
- Yearly Subscription$29.991 Year
Expense Tracker
- Pro Monthly7 Days trial$2.991 Month
- Pro Yearly7 Days trial$24.991 Year









