NestLedger vs Checkbook

NestLedger is a beautiful, privacy-first family ledger built for those who want full control of their financial life — without subscriptions, tracking, or ads. TRACK EVERY TRANSACTION Log expenses and income in seconds. Smart category suggestions, merchant auto-fill, and receipt photo attachments make entry effortless. RECURRING BILLS & REMINDERS Set up recurring entries for rent, subscriptions, utilities, and more. NestLedger tracks what's due and reminds you before payment day. BUDGETS & ENVELOPES Set daily, weekly, and monthly budgets. Use category envelopes to allocate spending intentionally. Watch your progress update in real time. INSIGHTS & TRENDS (Pro) Explore rich spending insights — monthly cash flow, category breakdowns, merchant frequency, and year-over-year comparisons. SAVINGS GOALS (Pro) Create personal savings goals and track progress. Enable auto-sweep to automatically allocate a percentage of income toward your goals. EXPORT & BACKUP (Pro) Export your data as PDF reports, CSV files, or encrypted JSON backups. Restore data from any backup at any time. AUTOMATION & MERCHANTS (Pro) Build a custom merchant library, define category rules, and manage all recurring entries from one central place. PRIVACY FIRST — ALWAYS NestLedger is crafted by an indie developer dedicated to building high-quality tools with absolutely no ads, no trackers, and full local security. Your data stays on your device, always. NestLedger Pro — One-Time Unlock Upgrade once and unlock everything, forever. No subscriptions. No recurring charges. Pro includes: • Unlimited transactions • Full Insights & Trends • Backup & Export (PDF, CSV, JSON) • Automation, Budgets & Recurring Rules • Merchants & Custom Categories • App Customization (Themes & Color Accents) • Savings Goals & Envelope Budgeting

Your checkbook. Your everyday spending, clearly. Record income and expenses, check your recorded balance and see where your money goes. Add entries manually, without a bank login. Your register works offline. RECORD IN SECONDS • Add expenses, income, refunds and transfers. • Include a payee, category and date, with an optional note or check number. • Search, filter and mark entries cleared. KEEP YOUR REGISTER CLEAR • Compare recorded and cleared balances. • Reconcile against your bank statement and see the difference. • Organize checking, savings, cash and credit card accounts. SEE YOUR SPENDING • Explore category charts, trends and cash flow. • Focus on one account or choose a report range. • Set category budgets with Checkbook Plus. PLAN BILLS WITH PLUS • Schedule recurring bills and income. • Repeat weekly, every two weeks, monthly, quarterly or yearly. • Enable reminders and choose whether due entries record automatically. YOUR DATA, YOUR CHOICES • Use your ledger locally or choose Sync & Sharing. Shared ledger data is stored on our sync service when sharing is enabled. • Turn optional usage analytics off in Settings. Financial amounts, payees and notes are not sent in analytics. • Protect the app with Face ID. • Export or import a full backup, and use CSV import and export. • Choose light or dark mode. The app initially follows your device language. WHAT IS INCLUDED One active account, unlimited entries, reconciliation, backups and CSV tools are free. Reports for today, the last seven days and the current month are included. No ads. CHECKBOOK PLUS An optional purchase adds unlimited accounts, budgets, recurring payments, bill reminders and more report ranges, including all time. Monthly and yearly subscriptions and a one-time purchase are available. Prices, billing periods and any eligible trial offer are shown in the app before you buy. The one-time purchase does not renew. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://grey-entree-512.notion.site/Checkbook-Privacy-3d74abc1b144800caa1ae2ca8024c6db Terms of Use: https://grey-entree-512.notion.site/Checkbook-Terms-3d74abc1b14480aa84a2cacf6aa08cb9 Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/