Mouda vs Money Log

Daily budgeting apps burn you out. Mouda doesn't. Record what you own just once a month, and watch your net worth take shape — not over days, but over years. Knowing where you stand and where you're headed matters more than tracking every coffee. Mouda answers that bigger question. ■ Made for people who • Have tried — and given up on — daily expense tracking • Want the big picture of their wealth, not every transaction • Are tired of adding up balances across banking and brokerage apps • Don't want their financial data living on someone else's server ■ Core features • Monthly asset snapshots At the end of each month, record what you own. No transaction logs, no receipts — just "this is what I have right now." • Ten intuitive categories Real Estate, Savings, Investments, Loans, Gold, Crypto, Pension, Severance Pay, Vehicles, and Other. No complex taxonomy — organize wealth the way you actually think about it. • Automatic net worth calculation Loans are treated as liabilities by default. What you see is your true net position — nothing inflated. • Month-over-month change tracking Every asset shows its change and percentage from last month. See at a glance what grew and what didn't. • Swipe through your history Slide left or right to revisit past months. Compare yourself today to a year ago in a single gesture. • Asset allocation chart (Pro) Visualize your portfolio composition as a clean donut chart. Spot imbalances and rebalance with intent. • Multi-currency support Format values in the currency you use. Hold assets across different markets without mental conversion. • English, Chinese, Japanese, Korean and Hindi ■ Privacy by design All your data stays on your device. Nothing else. No sign-up. No login. No bank account linking. No credentials to hand over — ever. Financial data is among the most sensitive information you own. Mouda was built local-first from day one because we believe it should stay that way. Your assets are yours alone. ■ Five minutes a month, a lifetime of clarity Wealth isn't built from daily spending — it's built from monthly habits. Spend five minutes with Mouda each month recording what you own. In a year, in five years, in ten, the arc of your financial life becomes unmistakable. Start today. Gather your scattered assets — in one place.

Do you know your net worth today? Money Log gives you a single, honest view of everything you own and owe — without connecting to any bank. KEY FEATURES • Net worth at a glance — Home screen shows your total balance grouped by currency, updated the moment you log a change. • Full asset coverage — Track savings, checking, cash, stocks, funds, crypto, bonds, pension, real estate, loans, insurance, and more. Add custom categories for anything that does not fit. • Value history & charts — Log the value of any account on any past date. Charts show how each account — and your total net worth — has changed over time. • Multi-currency support — Record each account in its own currency. USD, JPY, KRW, EUR, and every other currency your device supports. • Negative values for liabilities — Loans and debts are entered as negative amounts and subtracted from your net worth automatically. • Private by default — Your data lives on your device. No accounts, no cloud sign-in required. • iCloud sync (optional) — Opt in to sync across all your Apple devices via iCloud. Switch between local and iCloud storage at any time in Settings. You stay in control. • Available in English, Japanese, and Korean. WHO IT IS FOR Money Log is for individuals who want a clear picture of their personal finances without handing their data to a third-party service or linking bank credentials. If you prefer to log your balances manually and keep your financial history private, this app was built for you. Download Money Log and start building your financial picture today.