Mouda vs Net Worth Tracker & Calculator

Daily budgeting apps burn you out. Mouda doesn't. Record what you own just once a month, and watch your net worth take shape — not over days, but over years. Knowing where you stand and where you're headed matters more than tracking every coffee. Mouda answers that bigger question. ■ Made for people who • Have tried — and given up on — daily expense tracking • Want the big picture of their wealth, not every transaction • Are tired of adding up balances across banking and brokerage apps • Don't want their financial data living on someone else's server ■ Core features • Monthly asset snapshots At the end of each month, record what you own. No transaction logs, no receipts — just "this is what I have right now." • Ten intuitive categories Real Estate, Savings, Investments, Loans, Gold, Crypto, Pension, Severance Pay, Vehicles, and Other. No complex taxonomy — organize wealth the way you actually think about it. • Automatic net worth calculation Loans are treated as liabilities by default. What you see is your true net position — nothing inflated. • Month-over-month change tracking Every asset shows its change and percentage from last month. See at a glance what grew and what didn't. • Swipe through your history Slide left or right to revisit past months. Compare yourself today to a year ago in a single gesture. • Asset allocation chart (Pro) Visualize your portfolio composition as a clean donut chart. Spot imbalances and rebalance with intent. • Multi-currency support Format values in the currency you use. Hold assets across different markets without mental conversion. • English, Chinese, Japanese, Korean and Hindi ■ Privacy by design All your data stays on your device. Nothing else. No sign-up. No login. No bank account linking. No credentials to hand over — ever. Financial data is among the most sensitive information you own. Mouda was built local-first from day one because we believe it should stay that way. Your assets are yours alone. ■ Five minutes a month, a lifetime of clarity Wealth isn't built from daily spending — it's built from monthly habits. Spend five minutes with Mouda each month recording what you own. In a year, in five years, in ten, the arc of your financial life becomes unmistakable. Start today. Gather your scattered assets — in one place.

Net Worth Tracker is the simple way to see your true net worth — by hand, and private on your device. No bank login required. You add what you own and what you owe, and your net worth is calculated instantly. HOW IT WORKS - Add your assets: cash, investments, real estate, retirement, crypto - Add your debts: loans, mortgage, credit cards - See your net worth update in real time - Update your balances each month and follow the trend WHAT YOU GET - Real-time net worth (assets minus debts) - Monthly net worth trend chart - Asset composition breakdown - Custom categories for anything you track - Multiple currencies - Works fully offline, and your data stays on your device A PRIVATE ALTERNATIVE Prefer not to connect your bank accounts to an aggregator app? This is a manual, private net worth tracker. You stay in control, and your numbers stay on your phone. WHO IT IS FOR - Anyone building wealth or on the path to financial independence (FIRE) - People who track net worth in a spreadsheet and want something faster - Privacy-minded users who avoid bank-linking apps - Anyone who wants a clean net worth calculator and wealth log Start tracking your net worth today.